Lorain County property record for 35146 Saddle Crk, Avon, OH 44011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,208 sqft · built 2003 |
| Lot Size | 0.241 acres (10,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,900 (Aug 2015) |
| Tax Bill | $6,394 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 04-00-023-102-070 |
| Primary APN | 04-00-023-102-070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| 2nd Floor Area | 1,024 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,502 sqft |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 32 sqft |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 35146 SADDLE CRK |
|---|---|
| City | AVON |
| State | OH |
| Zip | 44011-4907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK SUB 1 70.01 X 150 |
| Legal Subdivision | SADDLE CREEK SUBDIVISION #1 |
| Legal Lot Number | 27 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AVON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 13101 |
35146 Saddle Crk is owned and occupied by two individuals who bought it in August 2015.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35146 SADDLE CRK, AVON, OH 44011-4907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2015 · Amount on File |
| Deed Sale | Aug 4, 2015 · Amount on File |
| Prior Sale | Aug 24, 2009 |
| Deed Document Number | 2015003404 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 35146 SADDLE CRK, AVON, OH 44011-4907 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 20210840111 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-0840111 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Oct 1, 2036 |
The 2025 property tax bill for 35146 Saddle Crk was $6,394.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Avon City |
| County | Lorain County |
| Unified School District | Avon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,394.00 | $136,670 (%) Land $47,040 Building $89,630 | $390,490 (-) Land $134,400 Building $256,090 |
| 2024 | $6,394.00 (+19.2%) | $136,672 (+40.93%) Land $47,040 Building $89,632 | $390,490 (+40.93%) Land $134,400 Building $256,090 |
| 2023 | $5,364.00 (+0.94%) | $96,978 (%) Land $30,415 Building $66,563 | $277,080 Land $86,900 Building $190,180 |
| 2022 | $5,314.00 | $96,980 Land $30,420 Building $66,560 | |
| 2021 | $277,080 Land $86,900 Building $190,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 35146 Saddle Crk in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35146 Saddle Crk is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVON CITY PWS serves 24,060 people · EPA ID OH4700203 |
|---|---|
| Water Source | Purchased surface water from AVON LAKE CITY PWS |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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