Durham County property record for 3514 Westover Rd, Durham, NC 27707
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,526 sqft · built 1981 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $645,000 (Jun 2012) |
| Tax Bill | $7,867 (2023) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0810-20-6111 |
| Primary APN | 0810-20-6111 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,526 sqft Heated Area |
| 1st Floor Area | 1,763 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Colonial |
| Lot Area | 21,344 sqft (0.489 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 27 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 081018206112 |
|---|---|
| Street Address | 3514 WESTOVER RD |
| City | DURHAM |
| State | NC |
| Zip | 27707-5031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | HOPE VLY/VAN TRINE PRK-BL K C-W-X-Y-Z/BLK:Z/LT#03 PL000042-000003 |
| Legal Subdivision | HPVL/VAN TRINE PRK |
| Legal Block | Z |
| Legal Lot Number | 3 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 2008 |
Source: Durham County records, as of October 30, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3514 WESTOVER RD, DURHAM, NC 27707-5031 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jul 30, 2020 | Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS LLC |
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2012 · Amount on Record |
| Deed Sale | Jun 6, 2012 · Amount on Record |
| Deed Document Number | 0006991274 |
| Deed Book / Page | 6991 / 274 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3514 WESTOVER RD, DURHAM, NC 27707-5031 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD |
| Name | Verified Name |
|---|---|
| Address | 3514 WESTOVER RD, DURHAM, NC 27707-5031 |
| Document Number | 0104650922 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 10465/922 |
| Instrument | 2026161283 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | ELGIN, IL 60124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3514 WESTOVER RD, DURHAM, NC 27707-5031 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4021 GULF SHORE BLVD N 2005, 2005, NAPLES, FL 34103-2238 |
| Document Number | OPR100890378 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | OPR 10089/378 |
| Instrument | 2024093837 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | 1235 N DUTTON AVE, SANTA ROSA, CA 95401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3514 WESTOVER RD, DURHAM, NC 27707-5031 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0090200242 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 9020/242 |
| Instrument | 2020030384 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3514 WESTOVER RD, DURHAM, NC 27707-5031 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0090200224 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 9020/224 |
| Instrument | 2020030383 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2040 |
Source: Durham County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,867.00 (+2.34%) | $600,607 Land $186,750 Building $413,857 | $600,607 Land $186,750 Building $413,857 |
| 2022 | $7,687.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 14 (1982–2024) |
| Claims Outside the SFHA | 12 of 14 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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