3514 W Tracy Ct, Springfield, MO 65807 Property Records

Greene County property record for 3514 W Tracy Ct, Springfield, MO 65807

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,163 sqft · built 2017
Lot Size	0.458 acres (19,950 sqft)
Owner	2 Company Names on Record
Last Sale	$312,550 (Feb 2022)
Tax Bill	$2,935 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`88-13-32-400-327`

Property Details

APN / Parcel Number

Primary APN	`88-13-32-400-327`
Alternative APN	`1332400327`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,163 sqft Living Area
1st Floor Area	2,163 sqft
Family Room	Family Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Construction Type	Brick
Lot Area	19,950 sqft (0.458 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	881332400327
Street Address	3514 W TRACY CT
City	SPRINGFIELD
State	MO
Zip	65807-8169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	MARLBOROUGH MANOR 16TH ADDITION LOT 5
Legal Range	22W
Legal Township	29N
Legal Section	32
Legal Subdivision	MARLBOROUGH MANOR 16TH ADDITION
Legal Lot Number	5
Jurisdiction	GREENE MO
Township / Civil Division	CAMPBELL NO. 2C
Census Block Group	2
Census Block	2041
Census Tract	4201

Owner

Source: Greene County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3514 W TRACY CT, SPRINGFIELD, MO 65807-8169
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Feb 25, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Apr 30, 2021	Beneficiary Deed, Transfer
Jul 21, 2020	Deed of Trust, Mortgage NAVY FCU
Apr 17, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 30, 2017	Deed of Trust, Subdivision Related Transfer · VA Mortgage NAVY FCU
Jan 18, 2017	Trustee's Deed, Construction Loan · Construction Mortgage GUARANTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Prior Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	20227905
Deed Book / Page	2022 / 7905
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	0000021568
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3514 W TRACY CT, SPRINGFIELD, MO 65807-8169
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003766
Date	Nov 28, 2023
Book Page	2023/37662-23
Instrument	37662-23

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.62%
Index	FHLBNY's 5-Year Index
Margin	2
Max Rate	7.62%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Feb 25, 2022
Property Address	3514 W TRACY CT, SPRINGFIELD, MO 65807-8169
Document Number	0000000790
Book / Page	2022 / 7905-22
Instrument Date	Feb 18, 2022
Instrument	7905-22
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3514 W TRACY CT, SPRINGFIELD, MO 65807-8169

Mortgage

Document Number	0000000790
Date	Feb 25, 2022
Instrument	7906-22

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.62%
Index	5-Year CMT
Margin	2
Max Rate	7.62%

April 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	GREENE MO
Recording Date	Apr 30, 2021
Property Address	3514 W TRACY CT, SPRINGFIELD, MO 65807-8169
Document Number	0000002156
Book / Page	2021 / 21568-21
Instrument Date	Apr 29, 2021
Instrument	21568-21
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3511 W TRACY CT, SPRINGFIELD, MO 65807-8169

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3514 W TRACY CT, SPRINGFIELD, MO 65807-8169
Document Number	0000028747
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	514 W TRACY ST SPRINGFIELD MO 65807, SPRINGFIELD, MO 65807

Mortgage

Document Number	0000028747
Date	Jul 28, 2020
Instrument	28747

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3514 W TRACY CT, SPRINGFIELD, MO 65807-8169
Document Number	0000024117
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 W TRACY CT SPRINGFIELD MO 658078169, SPRINGFIELD, MO 65807-8169

Mortgage

Document Number	0000024117
Date	Jul 3, 2018
Instrument	24117

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 2, 2058

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Subdivision Related Transfer

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3514 W TRACY CT, SPRINGFIELD, MO 65807-8169
Document Number	0000026529
Instrument Date	Jun 30, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 9, 2017

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	848 S DEXTER AVE SPRINGFIELD MO 658026769, SPRINGFIELD, MO 65802-6769

Mortgage

Document Number	0000026529
Date	Jul 5, 2017
Instrument	26529

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2047

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GREENE MO
Recording Date	Jan 18, 2017
Property Address	3514 W TRACY CT, SPRINGFIELD, MO 65807-8169
Instrument Date	Jan 17, 2017
Instrument	2135
Transaction Type	Construction Loan
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3224 W BRETT DR SPRINGFIELD MO 65810, SPRINGFIELD, MO 65810

Mortgage

Document Number	0000002135
Date	Jan 18, 2017
Instrument	2135

Lender

Name	GUARANTY BK
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,980 (-) Land $6,270 Building $53,710
2025	$2,935.00 (+0.51%)	$59,980 (+13.15%) Land $6,270 Building $53,710	$315,700 (+13.15%) Land $33,000 Building $282,700
2023	$2,920.00 (+18.7%)	$53,010 (+15.77%) Land $5,700 Building $47,310	$279,000 (+15.77%) Land $30,000 Building $249,000
2022	$2,460.00	$45,790 Land $5,700 Building $40,090
2021			$241,000 Land $30,000 Building $211,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30

May also be available: Total HighSpeed Internet Solutions, Verizon.

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