3514 Shadow St, Norman, OK 73071 Property Records

Cleveland County property record for 3514 Shadow St, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,545 sqft · built 1987
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Nov 2022)
Tax Bill	$2,857 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NC29SOUL2 1 30001`

Property Details

APN / Parcel Number

Primary APN	`NC29SOUL2 1 30001`
Alternative APN	`44637`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,545 sqft Living Area
1st Floor Area	970 sqft
2nd Floor Area	575 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Split Level
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.089 acres)
Garage Type	Attached
Garage Area	380 sqft
Porch	Porch
Porch Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44637
Old Parcel Number	44637
Street Address	3514 SHADOW ST
City	NORMAN
State	OK
Zip	73071-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZN RM
Legal Description	SOUTH LAKE ADDITION 2 LOT 30 LESS W19' TO OKLA DEPT OF TRANSPORTATION BLK 1
Legal Range	02W
Legal Township	08N
Legal Section	09
Legal Quarter	SE
Legal Subdivision	SOUTH LAKE 2
Legal Block	1
Legal Lot Number	30
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2000
Census Tract	201404

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3514 SHADOW ST, NORMAN, OK 73071-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 21, 2019	Grant Deed, Transfer · FHA Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	R 2022 38998
Deed Book / Page	6492 / 418
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Nov 3, 2022
Property Address	3514 SHADOW ST, NORMAN, OK 73071-1528
Document Number	R202238998
Book / Page	6492 / 418
Instrument Date	Oct 31, 2022
Instrument	R 2022 38998
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 E MEADOW AVE, EAST MEADOW, NY 11554-5243

Mortgage

Document Number	R202238999
Date	Nov 3, 2022
Instrument	R 2022 38999

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jun 21, 2019
Property Address	3514 SHADOW ST, NORMAN, OK 73071-1528
Document Number	0000018692
Book / Page	005934 / 001143
Instrument Date	Jun 3, 2019
Instrument	18692
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3514 SHADOW ST NORMAN OK 730711528, NORMAN, OK 73071-1528

Mortgage

Document Number	18693
Date	Jun 21, 2019
Book Page	005934/001145
Instrument	18693

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,857.00 (+6.21%) Homeowner's exemption	$24,816 (+6.09%) Land $3,231 Building $21,585	$210,222 (+7.84%) Land $27,378 Building $182,844
2023	$2,690.00 Homeowner's exemption	$23,392 Land $3,578 Building $19,814	$194,937 Land $29,822 Building $165,115

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2007–2019)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
OEC Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Cox Communications, Verizon.

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