3514 Saddle Ct, Orange Park, FL 32065 Property Records

Clay County property record for 3514 Saddle Ct, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,390 sqft · built 2006
Lot Size	0.171 acres (7,458 sqft)
Owner	Company Name on Record
Last Sale	$436,800 (Jul 2022)
Tax Bill	$5,205 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-04-25-007868-019-20`

Property Details

APN / Parcel Number

Primary APN	`05-04-25-007868-019-20`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,390 sqft Living Area
Gross Area	2,796 sqft
1st Floor Area	2,390 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,458 sqft (0.171 acres)
Garage Type	Attached
Garage Area	406 sqft
Porch	Finished/Open Porch
Porch Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3514 SADDLE CT
City	ORANGE PARK
State	FL
Zip	32065-8202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 21 SILVER LEAF @ OAKLEAF PLANTATION PHASE 2 AS REC OR 4626 PG 1755, 4729 PG 250
Legal Range	25E
Legal Township	04S
Legal Section	05
Legal Subdivision	SILVER LEAF
Legal Phase	2
Legal Lot Number	21
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1011
Census Tract	30208

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1850 PARKWAY PL SE, 900, MARIETTA, GA 30067-8261
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage NOMURA CORPORATE FUNDING AMERICAS LLC
Jun 14, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 12, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Mar 23, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Jun 12, 2017	Warranty Deed, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Mar 23, 2022 · Amount on Record
Deed Document Number	202242262
Deed Book / Page	4626 / 1755
Last Transfer Date	Jun 13, 2023
Transfer Doc	0047290250
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3514 SADDLE CT, ORANGE PARK, FL 32065-8202
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0047661398
Date	Oct 18, 2023
Book Page	4766/1398
Instrument	2023052170

Lender

Name	NOMURA CORPORATE FUNDING AMERICAS LLC
Type	Non-Lending Institution
Address	NEW YORK, NY 10019

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Jun 14, 2023
Property Address	3514 SADDLE CT, ORANGE PARK, FL 32065-8202
Document Number	0047290250
Book / Page	4729 / 250
Map Reference	MB 46 PG 12-17
Instrument Date	Jun 13, 2023
Instrument	2023029457
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 12, 2022
Property Address	3514 SADDLE CT, ORANGE PARK, FL 32065-8202
Document Number	0046261755
Book / Page	4626 / 1755
Map Reference	MB 46 PG 12-17
Instrument Date	Jul 5, 2022
Instrument	2022042262
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$3,057.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 23, 2022
Property Address	3514 SADDLE CT, ORANGE PARK, FL 32065-8202
Document Number	0045861827
Book / Page	4586 / 1827
Map Reference	MB 46 PG 12-17
Instrument Date	Mar 18, 2022
Instrument	2022018732
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,592.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 MILLHOUSE LN, ORANGE PARK, FL 32065-2297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 12, 2017
Property Address	3514 SADDLE CT, ORANGE PARK, FL 32065-8202
Document Number	0039821194
Book / Page	3982 / 1194
Map Reference	MB46 PG12-17
Instrument Date	Jun 12, 2017
Instrument	2017029787
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10106 LINDA ANN PL, 10106, CUPERTINO, CA 95014-3198

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 SADDLE CT, ORANGE PARK, FL 32065-8202
Investor	Possibly a Property Investor

Mortgage

Document Number	2017029788
Date	Jun 12, 2017
Instrument	2017029788

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,205.00 (+4.56%)	$341,287 (+5%) Land $60,000 Building $281,287	$341,287 (+5%) Land $60,000 Building $281,287
2024	$4,978.00 (-29.21%)
2023	$7,032.00 (+47.76%)	$325,035 (+43.25%) Land $60,000 Building $265,035	$325,035 (+12.92%) Land $60,000 Building $265,035
2022	$4,759.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$226,894	$287,844 Land $40,000 Building $247,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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