3514 S Cottage Ave, Independence, MO 64055 Property Records

Jackson County property record for 3514 S Cottage Ave, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,168 sqft · built 1970
Lot Size	0.359 acres (15,636 sqft)
Owner	Company Name on File
Tax Bill	$4,368 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`33-310-14-54`

Property Details

APN / Parcel Number

Primary APN	`33-310-14-54`
Alternative APNs	`33-310-14-54-00-0-00-000` `33310145400000001` `878202`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,168 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,242 sqft
Finished Basement	1,026 sqft
Unfinished Basement	216 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Frame/Masonry
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,636 sqft (0.359 acres)
Lot Dimensions	152 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	59 sqft
Deck Area	282 sqft
Patio Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	878202
Street Address	3514 S COTTAGE AVE
City	INDEPENDENCE
State	MO
Zip	64055-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO LOT 11
Legal Subdivision	MONTICELLO
Legal Block	4
Legal Lot Number	11
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4012
Census Tract	12200

Owner

3514 S Cottage Ave, a single family home, is owned by a company.

Source: Jackson County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	4230 S PHELPS RD, INDEPENDENCE, MO 64055-5067
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Grant Deed, Transfer · Line of Credit BLUE SPRINGS BKNG CTR
Jun 3, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 8, 2020
Property Address	3514 S COTTAGE AVE, INDEPENDENCE, MO 64055-3133
Document Number	0000E57716
Instrument Date	Jun 29, 2020
Instrument	57716E
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4230 S PHELPS RD INDEPENDENCE MO 640555067, INDEPENDENCE, MO 64055-5067
Investor	Possibly a Property Investor

Mortgage

Document Number	E57717
Date	Jul 8, 2020
Instrument	57717E

Lender

Name	BLUE SPRINGS BKNG CTR
Address	3301 SW STATE ROUTE 7, BLUE SPRINGS, MO 64014-5305

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	E62275,
Date	Jul 8, 2020
Instrument	62275E

Lender

Name	BANK 21
Type	Bank
Address	3301 SW STATE ROUTE 7, BLUE SPRINGS, MO 64014-5305

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 3, 2020
Property Address	3514 S COTTAGE AVE, INDEPENDENCE, MO 64055-3133
Document Number	0000E45493
Instrument Date	Mar 25, 2020
Instrument	45493E
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 SW STATE ROUTE 7 BLUE SPRINGS MO 640143052, BLUE SPRINGS, MO 64014-3052

Tax Assessment & Valuation

The 2025 property tax bill for 3514 S Cottage Ave was $4,368, up 18.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,133 (-) Land $7,876 Building $53,257	$321,750 (-)
2025	$4,368.00 (+18.6%)	$61,133 Land $7,876 Building $53,257	$321,750
2024	$3,683.00 (+2.33%)
2023	$3,599.00	$53,160 Land $5,274 Building $47,886	$279,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3514 S Cottage Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3514 S Cottage Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Wisper ISP.

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