Greene County property record for 3514 S Carriage Ave, Springfield, MO 65809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,625 sqft · built 1965 |
| Lot Size | 0.284 acres (12,371 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $332,500 (Dec 2023) |
| Tax Bill | $2,592 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-19-10-201-026 |
| Primary APN | 88-19-10-201-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,625 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Basement Area | 1,125 sqft |
| Finished Basement | 1,125 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Lot Area | 12,371 sqft (0.284 acres) |
| Lot Dimensions | 144 ft deep x 86 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | 881910201026 |
|---|---|
| Street Address | 3514 S CARRIAGE AVE |
| City | SPRINGFIELD |
| State | MO |
| Zip | 65809-4165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | INC |
| Legal Description | GLENDALE HEIGHTS LOT 24 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 10 |
| Legal Subdivision | GLENDALE |
| Legal Block | 201 |
| Legal Lot Number | 24 |
| Jurisdiction | GREENE MO |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 3801 |
Source: Greene County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3514 S CARRIAGE AVE, SPRINGFIELD, MO 65809-4165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Dec 11, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage THE RICHARD B SHORT & KARON A HARMS |
| Jan 5, 2022 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Apr 5, 2017 | Deed of Trust, Mortgage · Line of Credit ASSEMBLIES OF GOD CU |
| Apr 18, 2019 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Apr 20, 2020 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Jun 30, 2018 | Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on Record |
| Deed Sale | Dec 11, 2023 · Amount on Record |
| Prior Sale | Mar 1, 2017 · Amount on Record |
| Deed Document Number | 202339100 |
| Deed Book / Page | 2023 / 39100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE MO |
| Recording Date | Jul 30, 2026 |
| Property Address | 3514 S CARRIAGE AVE, SPRINGFIELD, MO 65809-4165 |
| Document Number | 0000027253 |
| Book / Page | 2026 / 27253 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202627253 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3514 S CARRIAGE AVE, SPRINGFIELD, MO 65809-4165 |
| Document Number | 0000027253, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 2026/27253 |
| Instrument | 202627253 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE MO |
| Recording Date | Dec 11, 2023 |
| Property Address | 3514 S CARRIAGE AVE, SPRINGFIELD, MO 65809-4165 |
| Document Number | 0000003910 |
| Book / Page | 2023 / 39100-23 |
| Map Reference | MB V PG 25 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 39100-23 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3514 S CARRIAGE AVE, SPRINGFIELD, MO 65809-4165 |
| Document Number | 0000003910 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 39101-23 |
| Name | THE RICHARD B SHORT & KARON A HARMS |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE MO |
| Property Address | 3514 S CARRIAGE AVE, SPRINGFIELD, MO 65809-4165 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3514 S CARRIAGE AVE, SPRINGFIELD, MO 65809-4165 |
| Document Number | 0000000080 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 2022/806-22 |
| Instrument | 806-22 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64131 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE MO |
| Property Address | 3514 S CARRIAGE AVE, SPRINGFIELD, MO 65809-4165 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013269 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 2017/013269-17 |
| Instrument | 013269-17 |
| Name | ASSEMBLIES OF GOD CU |
|---|---|
| Type | Credit Union |
| Address | SUMMERDALE, AL 36580 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 4, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE MO |
| Property Address | 3514 S CARRIAGE AVE, SPRINGFIELD, MO 65809-4165 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011876 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 2019/011876-19 |
| Instrument | 011876-19 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE MO |
| Property Address | 3514 S CARRIAGE AVE, SPRINGFIELD, MO 65809-4165 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013574 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 2020/13574-20 |
| Instrument | 13574-20 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE MO |
| Property Address | 3514 S CARRIAGE AVE, SPRINGFIELD, MO 65809-4165 |
| Document Number | 0000024624 |
| Instrument Date | Jun 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2018 |
| Title Company | EQUITY NATIONAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3514 S CARRIAGE AVE SPRINGFIELD MO 658094165, SPRINGFIELD, MO 65809-4165 |
| Document Number | 0000024624 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 24624 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2048 |
Source: Greene County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Greene County |
| Municipality | Springfield City |
| Unified School District | Springfield R-XII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,592.00 (+13.78%) | $52,040 (+21.85%) Land $11,400 Building $40,640 | $273,900 (+21.84%) Land $60,000 Building $213,900 |
| 2023 | $2,278.00 (+75.23%) | $42,710 (+79.38%) Land $11,400 Building $31,310 | $224,800 (+79.41%) Land $60,000 Building $164,800 |
| 2022 | $1,300.00 | $23,810 Land $11,400 Building $12,410 | |
| 2021 | $125,300 Land $60,000 Building $65,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Brightspeed Fiber | 940 / 940 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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