Polk County property record for 3514 Rose Ave, Des Moines, IA 50321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,728 sqft · built 1999 |
| Lot Size | 0.231 acres (10,082 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $337,500 (Nov 2020) |
| Tax Bill | $7,242 (2024) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7824-19-177-026 |
| Primary APN | 7824-19-177-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 3,183 sqft |
| 1st Floor Area | 1,728 sqft |
| Basement Area | 1,646 sqft |
| Finished Basement | 869 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,082 sqft (0.231 acres) |
| Lot Dimensions | 126 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 678 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 192 sqft |
| Patio Area | 372 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 3514 ROSE AVE |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50321-1883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 SOUTHPARK PLAZA PLAT 3 |
| Legal Subdivision | SOUTHPARK PLAZA PLAT 3 |
| Legal Lot Number | 5 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 4004 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3514 ROSE AVE, DES MOINES, IA 50321-1883 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANK |
| Dec 16, 2019 | Deed of Trust, Mortgage · Line of Credit PREMIER CU |
| Dec 26, 2017 | Deed of Trust, Mortgage · Line of Credit PREMIER CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2020 · Amount on Record |
| Deed Sale | Nov 2, 2020 · Amount on Record |
| Prior Sale | Jan 8, 2007 |
| Deed Document Number | 2020-00049987 |
| Deed Book / Page | 18164 / 860 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Nov 2, 2020 |
| Property Address | 3514 ROSE AVE, DES MOINES, IA 50321-1883 |
| Document Number | 202000049987 |
| Book / Page | 18164 / 860 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 2020-00049987 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $539.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3514 ROSE AVE, DES MOINES, IA 50321-1883 |
| Document Number | 202000049989 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 2020-00049989 |
| Name | BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3514 ROSE AVE, DES MOINES, IA 50321-1883 |
| Document Number | 0000054391 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3514 ROSE AVE DES MOINES IA 503211883, DES MOINES, IA 50321-1883 |
| Document Number | 0000054391 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 017632/000907 |
| Instrument | 54391 |
| Name | PREMIER CU |
|---|---|
| Type | Credit Union |
| Address | DES MOINES, IA 50309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Dec 17, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3514 ROSE AVE, DES MOINES, IA 50321-1883 |
| Document Number | 0000053491 |
| Instrument Date | Dec 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3514 ROSE AVE DES MOINES IA 503211883, DES MOINES, IA 50321-1883 |
| Document Number | 0000053491 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 016779/000130 |
| Instrument | 53491 |
| Name | PREMIER CU |
|---|---|
| Type | Credit Union |
| Address | DES MOINES, IA 50309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jan 1, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $370,700 (-0.08%) Land $52,200 Building $318,500 | $370,700 (-0.08%) Land $52,200 Building $318,500 | |
| 2024 | $7,242.00 (-1.36%) | ||
| 2023 | $371,000 Land $51,000 Building $320,000 | $371,000 Land $51,000 Building $320,000 | |
| 2020 | $7,342.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1998–2010) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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