Clay County property record for 3514 Riverview Cir, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.42 acres (18,102 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Oct 2026) |
| Tax Bill | $6,210 (2026) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Feb 2023 Sale + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 58.657.0060 |
| Primary APN | 58.657.0060 |
|---|
| Lot Area | 18,102 sqft (0.42 acres) |
|---|
| Street Address | 3514 RIVERVIEW CIR |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-5523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME RIVERVIEW ESTATES 2ND ADD SUBDIVISIONCD 58657 A TRIANG TRACT OF LOT 5 & ALL OF LOT 6 1 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 19 |
| Legal Subdivision | RIVERVIEW ESTATES 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20500 |
3514 Riverview Cir is owned and occupied by two individuals who bought it in October 2026.
Source: Clay County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3514 RIVERVIEW CIR, MOORHEAD, MN 56560-5523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CREDIT UNION |
| Feb 23, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Nov 9, 2022 | Warranty Deed, Transfer · Commercial Mortgage FIRST WESTERN BANK & TRUST |
| Oct 3, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK |
| Oct 5, 2022 | Warranty Deed, Transfer FM TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2026 · Amount on File |
| Deed Sale | Oct 9, 2026 · Amount on File |
| Prior Sale | Sep 9, 2024 · Amount on File |
| Deed Document Number | 2026868836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Oct 9, 2026 |
| Property Address | 3514 RIVERVIEW CIR, MOORHEAD, MN 56560-5523 |
| Document Number | 0000868836 |
| Instrument Date | Oct 8, 2026 |
| Instrument | 2026868836 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141,652.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3514 RIVERVIEW CIR, MOORHEAD, MN 56560-5523 |
| Document Number | 0000868837, |
|---|---|
| Date | Oct 9, 2026 |
| Instrument | 2026868837 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Feb 23, 2023 |
| Property Address | 3514 RIVERVIEW CIR, MOORHEAD, MN 56560-5523 |
| Document Number | 0000836112 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 836112 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1.65 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 26, HORACE, ND 58047-0026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Nov 9, 2022 |
| Property Address | 3514 RIVERVIEW CIR, MOORHEAD, MN 56560-5523 |
| Document Number | 0000833917 |
| Instrument Date | Nov 8, 2022 |
| Instrument | 833917 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $884.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 26, DAVENPORT, ND 58021-0026 |
| Document Number | 0000833918 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 833918 |
| Name | FIRST WESTERN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 15, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 3514 RIVERVIEW CIR, MOORHEAD, MN 56560-5523 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000832799 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 832799 |
| Name | FIRST UNITED BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 3, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Oct 5, 2022 |
| Property Address | 3514 RIVERVIEW CIR, MOORHEAD, MN 56560-5523 |
| Document Number | 0000832853 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 832853 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | FM TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $778.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 6TH ST W APT 2, 2, WEST FARGO, ND 58078-1541 |
The 2026 property tax bill for 3514 Riverview Cir was $6,210 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,210.00 Homeowner's exemption | $387,400 (+4.03%) Land $73,300 Building $314,100 | $387,400 (+4.03%) Land $73,300 Building $314,100 |
| 2025 | $372,400 Land $71,900 Building $300,500 | $372,400 Land $71,900 Building $300,500 | |
| 2023 | $4,382.00 | $276,700 Land $71,900 Building $204,800 | $276,700 Land $71,900 Building $204,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3514 Riverview Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 5 (1997–2009) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2009 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3514 Riverview Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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