3514 NC 27 E, Coats, NC 27521 Property Records

Harnett County property record for 3514 NC 27 E, Coats, NC 27521

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,372 sqft · built 2019
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$185,500 (Mar 2020)
Tax Bill	$2,384 (2026)
Deeds & Mortgages	May 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500035684`

Property Details

APN / Parcel Number

Primary APN	`1500035684`
Alternative APN	`070680 0155`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,372 sqft Heated Area
1st Floor Area	1,372 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	51,401 sqft (1.18 acres)
Porch	Porch
Porch Area	70 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500035684
Street Address	3514 NC 27 E
City	COATS
State	NC
Zip	27521-8879
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	LT#6 W C GARDNER PC#1-238 1.18ACS
Legal Subdivision	W C GARDNER PROPERTY
Legal Lot Number	6
Jurisdiction	HARNETT NC
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2030
Census Tract	70401

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3514 NC 27 E, COATS, NC 27521-8879
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 6, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020 · Amount on Record
Deed Sale	Mar 6, 2020 · Amount on Record
Prior Sale	Nov 5, 2019 · Amount on Record
Deed Document Number	20203537
Deed Book / Page	3789 / 593
Prior Transfer Date	Aug 31, 2010
Prior Transfer Doc	0000013052
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	May 26, 2026
Property Address	3514 NC 27 E, COATS, NC 27521-8879
Document Number	0000010477
Book / Page	4344 / 1560
Instrument Date	May 20, 2026
Instrument	202610477
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 NC 27 E, COATS, NC 27521-8879

Mortgage

Document Number	0000010477,
Date	May 26, 2026
Book Page	4344/1560
Instrument	202610477

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.33%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	3514 NC 27 E, COATS, NC 27521-8879
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013780
Date	Jun 16, 2021
Book Page	3999/525
Instrument	2021013780

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Mar 6, 2020
Property Address	3514 NC 27 E, COATS, NC 27521-8879
Document Number	0000003537
Book / Page	3789 / 593
Map Reference	CAB 1 SL 238
Instrument Date	Mar 6, 2020
Instrument	2020003537
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$371.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62 E MCIVER ST, 62, ANGIER, NC 27501-5891

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 NC 27 E, COATS, NC 27521-8879

Mortgage

Document Number	0000003538
Date	Mar 6, 2020
Instrument	2020003538

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Index	5-Year TN
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,384.00 (+57.15%)	$310,708 (+52.02%)	$310,708 (+52.02%) Land $73,150 Building $237,558
2025	$1,517.00	$204,380 (-)	$204,380 (-) Land $44,880 Building $159,500
2023	$1,517.00	$204,380	$204,380 Land $44,880 Building $159,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COATS serves 3,052 people · EPA ID NC0343020
Water Source	Purchased surface water from HARNETT REGIONAL WATER
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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