3514 Monarch Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3514 Monarch Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,915 sqft · built 2000
Lot Size	0.399 acres (17,361 sqft)
Owner	2 Individual Names on Record
Last Sale	$949,000 (Sep 2021)
Tax Bill	$10,205 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-753-90092208`

Property Details

APN / Parcel Number

Primary APN	`01-753-90092208`
Alternative APNs	`175390092208` `75390092208`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,485 sqft Living Area
Gross Area	5,969 sqft
1st Floor Area	2,025 sqft
Basement Area	1,570 sqft
Finished Basement	1,570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,361 sqft (0.399 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	159 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	75390092208
Street Address	3514 MONARCH DR
City	EDGEWATER
State	MD
Zip	21037-2756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 82 PAR D PH 3 SOUTH RIVER COLONY
Legal Subdivision	SOUTH RIVER COLONY
Legal Phase	3
Legal Block	1
Legal Lot Number	82
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1002
Census Tract	701400

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3514 MONARCH DR, EDGEWATER, MD 21037-2756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Nov 30, 2006 · Amount on Record
Deed Book / Page	37499 / 168
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 10, 2021
Property Address	3514 MONARCH DR, EDGEWATER, MD 21037-2756
Document Number	0374990168
Book / Page	37499 / 168
Map Reference	MB 192 PG 5-27
Instrument Date	Aug 16, 2021
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3514 MONARCH DR, 3514, EDGEWATER, MD 21037-2756

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3514 MONARCH DR, EDGEWATER, MD 21037-2756

Mortgage

Document Number	37499175
Date	Sep 10, 2021
Instrument	37499/175

Lender

Name	DEPARTMENT OF COMMERCE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$907,400 (+9.99%) Land $221,700 Building $685,700	$907,400 (+9.99%) Land $221,700 Building $685,700
2025	$10,205.00 (+13.28%)
2023	$9,009.00	$825,000 Land $271,700 Building $553,300	$825,000 Land $271,700 Building $553,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	19 (1983–2024)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20