3514 Las Moras Dr, Temple, TX 76502 Property Records

Bell County property record for 3514 Las Moras Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,379 sqft · built 1982
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,910 (2023)
Deeds & Mortgages	Jun 2019 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0113871275`

Property Details

APN / Parcel Number

Primary APN	`0113871275`
Alternative APNs	`861875` `62579`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,379 sqft Living Area
Gross Area	2,435 sqft
1st Floor Area	1,379 sqft
2nd Floor Area	1,056 sqft
Upper Floors Area	1,056 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	861875
Street Address	3514 LAS MORAS DR
City	TEMPLE
State	TX
Zip	76502-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	SOUTHERN OAKS, BLOCK 010, LOT 0016
Legal Subdivision	SOUTHERN OAKS
Legal Block	10
Legal Lot Number	16
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2023
Census Tract	21203

Owner

3514 Las Moras Dr is owned and occupied by two individuals who acquired it in June 2019.

Source: Bell County records, as of April 1, 2024

Owner of Record	2 Individual Names on File
Mailing Address	3514 LAS MORAS DR, TEMPLE, TX 76502-2133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Warranty Deed, Transfer CORNERSTONE HM LNDG
May 2, 2017	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019
Deed Sale	Jun 28, 2019
Prior Sale	May 2, 2017
Deed Document Number	201900028197
Deed Book / Page	010901 / 000581
Record Updated	Jun 7, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 28, 2019
Property Address	3514 LAS MORAS DR, TEMPLE, TX 76502-2133
Document Number	0000028197
Book / Page	010901 / 000581
Instrument Date	Jun 28, 2019
Instrument	28197
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3514 LAS MORAS DR TEMPLE TX 765022133, TEMPLE, TX 76502-2133

Mortgage

Document Number	28198
Date	Jun 28, 2019
Book Page	010901/000585
Instrument	28198

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 2, 2017
Property Address	3514 LAS MORAS DR, TEMPLE, TX 76502-2133
Document Number	0000017313
Map Reference	CAB A SL293-D
Instrument Date	Apr 25, 2017
Instrument	2017-00017313
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRAL AND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 LAS MORAS DR, TEMPLE, TX 76502-2133

Mortgage

Document Number	0000017314
Date	May 2, 2017
Instrument	2017-00017314

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,910.00 (-41.11%) Homeowner's exemption	$362,564 Land $22,000 Building $340,564	$362,564 Land $22,000 Building $340,564
2022	$8,338.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3514 Las Moras Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1986–2026)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Thunderstorms, Dec 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3514 Las Moras Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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