3514 Garrett Rd, Harlingen, TX 78552 Property Records

Cameron County property record for 3514 Garrett Rd, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	1,660 sqft · built 1993
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on File
Last Sale	$166,100 (Apr 2017)
Tax Bill	$2,824 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`980032-0010-005000`

Property Details

APN / Parcel Number

Primary APN	`980032-0010-005000`
Alternative APN	`206253`

Interior

Stories	1 Story
Building Area	1,660 sqft Living Area
Gross Area	2,188 sqft
1st Floor Area	1,660 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Lot Area	37,897 sqft (0.87 acres)
Lot Dimensions	378 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	1,980 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	660 sqft
Porch	Open Porch
Porch Area	128 sqft
Deck Area	500 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3514 GARRETT RD
City	HARLINGEN
State	TX
Zip	78552-1857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 1 MORNING VIEW
Legal Subdivision	MORNING VIEW
Legal Block	1
Legal Lot Number	5
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1001
Census Tract	12003

Owner

3514 Garrett Rd is owned and occupied by an individual who bought it in April 2017.

Source: Cameron County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3514 GARRETT RD, HARLINGEN, TX 78552-1857
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 11, 2017	Vendor's Lien, Transfer · Conventional Mortgage FIRST CHOICE LOAN SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2017 · Amount on File
Deed Sale	Apr 11, 2017 · Amount on File
Deed Document Number	201713851
Deed Book / Page	22512 / 56
Prior Transfer Date	Apr 10, 2017
Prior Transfer Doc	22512/061
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	3514 GARRETT RD, HARLINGEN, TX 78552-1857
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202142142
Date	Sep 30, 2021
Instrument	2021-42142

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	310 Months
Due	Jul 1, 2047

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Apr 11, 2017
Property Address	3514 GARRETT RD, HARLINGEN, TX 78552-1857
Document Number	22512/056
Book / Page	22512 / 056
Map Reference	CAB1 PG1121-A
Instrument Date	Apr 10, 2017
Instrument	2017-00013851
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	STEWART TITLE OF CAMERON COU

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6718 ABBOT XING, 6718, SAN ANTONIO, TX 78249-3233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 AGUA VIVA LN, BROWNSVILLE, TX 78521-2783

Mortgage

Document Number	201700013852
Date	Apr 11, 2017
Instrument	2017-00013852

Lender

Name	FIRST CHOICE LOAN SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Mortgage

Document Number	22512/061
Date	Apr 11, 2017
Book Page	22512/061
Instrument	2017-00013852

Lender

Name	FIRST CHOICE LOAN SERVICES INC
Type	Mortgage Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3514 Garrett Rd was $2,824 with a homeowner's exemption.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,245 (-0.77%) Land $61,812 Building $134,433	$196,245 (-0.77%) Land $61,812 Building $134,433
2025	$2,824.00 Homeowner's exemption	$197,769 Land $61,812 Building $135,957	$197,769 Land $61,812 Building $135,957
2023	$3,495.00 Homeowner's exemption Additional exemption filed	$184,345 Land $61,812 Building $122,533	$184,345 Land $61,812 Building $122,533
2022	$3,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3514 Garrett Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	8 (2019–2025)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3514 Garrett Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
RGV Communications Fixed Wireless	100 / 100

May also be available: Verizon.

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