Ramsey County property record for 3514 Ernal Dr, Shoreview, MN 55126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,364 sqft · built 2024 |
| Lot Size | 0.307 acres (13,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (May 2011) |
| Tax Bill | $1,460 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-30-23-12-0011 |
| Primary APN | 36-30-23-12-0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,364 sqft Living Area |
| 1st Floor Area | 1,290 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Lot Area | 13,360 sqft (0.307 acres) |
| Lot Dimensions | 167 ft deep x 34 ft wide |
| Garage Type | Attached |
| Garage Area | 678 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 190426 |
|---|---|
| Street Address | 3514 ERNAL DR |
| City | SAINT PAUL |
| State | MN |
| Zip | 55126-3031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MARKHAMS ADDITION LOT 3 BLK 1 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 36 |
| Legal Subdivision | MARKHAMS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | SHOREVIEW |
| Census Block Group | 5 |
| Census Block | 5019 |
| Census Tract | 40704 |
3514 Ernal Dr is owned and occupied by two individuals who bought it in May 2011.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3514 ERNAL DR, SAINT PAUL, MN 55126-3031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2011 · Amount on File |
| Deed Sale | May 31, 2011 · Amount on File |
| Deed Document Number | 2011390616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 3514 ERNAL DR, SHOREVIEW, MN 55126-3031 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Title Company | ROCHESTER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0A04940379 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | A04940379 |
| Name | HOME FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ROCHESTER, MN 55901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
The 2025 property tax bill for 3514 Ernal Dr was $1,460.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Shoreview City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $785,800 Land $94,300 Building $691,500 | $785,800 Land $94,300 Building $691,500 | |
| 2025 | $1,460.00 | ||
| 2023 | $5,498.00 | $114,900 (-73.2%) Land $94,300 Building $20,600 | $114,900 (-73.2%) Land $94,300 Building $20,600 |
| 2022 | $428,700 Land $94,300 Building $334,400 | $428,700 Land $94,300 Building $334,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3514 Ernal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3514 Ernal Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Shoreview serves 26,750 people · EPA ID MN1620020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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