3514 Columbia Dr, Cibolo, TX 78108 Property Records

Comal County property record for 3514 Columbia Dr, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,390 sqft · built 1986
Lot Size	0.215 acres (9,360 sqft)
Owner	Individual Name on File
Last Sale	$167,700 (Feb 2016)
Tax Bill	$5,270 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`38-0490-0151-00`

Property Details

APN / Parcel Number

Primary APN	`38-0490-0151-00`
Alternative APN	`39868`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,390 sqft Living Area
Gross Area	2,906 sqft
1st Floor Area	2,390 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,360 sqft (0.215 acres)
Lot Dimensions	120 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	54 sqft
Patio Area	130 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3514 COLUMBIA DR
City	CIBOLO
State	TX
Zip	78108-2194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHCLIFFE COUNTRY CLUB ESTATES 3, BLOCK 1, LOT 38
Legal Subdivision	NORTHCLIFFE COUNTRY CLUB ESTATES 3
Legal Block	1
Legal Lot Number	38
Jurisdiction	COMAL TX
Township / Civil Division	NEW BRAUNFELS
Census Block Group	1
Census Block	1084
Census Tract	310804

Owner

3514 Columbia Dr is owned and occupied by an individual who bought it in February 2016.

Source: Comal County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3514 COLUMBIA DR, CIBOLO, TX 78108-2194
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2016 · Amount on File
Deed Sale	Feb 23, 2016 · Amount on File
Prior Sale	May 26, 2015 · Amount on File
Deed Document Number	20167834
Prior Transfer Date	May 15, 2015
Prior Transfer Doc	0000019991
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Recording Date	Jul 31, 2026
Property Address	3514 COLUMBIA DR, CIBOLO, TX 78108-2194
Document Number	0000023156
Instrument Date	Jul 27, 2026
Instrument	202623156
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	INDEPENDENCE TITLE, INDEPENDENCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 COLUMBIA DR, CIBOLO, TX 78108-2194

Mortgage

Document Number	0000023156,
Date	Jul 31, 2026
Instrument	202623156

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3514 Columbia Dr was $5,270, up 41.6% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Municipality	Schertz City
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,020 (-1.64%) Land $65,000 Building $209,020	$274,020 (-1.64%) Land $65,000 Building $209,020
2025	$5,270.00 (+41.55%)	$278,600 Land $65,000 Building $213,600	$278,600 Land $65,000 Building $213,600
2024	$3,723.00
2023		$282,970 Land $65,000 Building $217,970	$282,970 Land $65,000 Building $217,970
2018	$3,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3514 Columbia Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3514 Columbia Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications.