3514 39th St, Moline, IL 61265 Property Records

Rock Island County property record for 3514 39th St, Moline, IL 61265

Property Summary

Property Type	Single Family Home
Details	1,048 sqft · built 1977
Lot Size	0.19 acres (8,090 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Sep 2023)
Tax Bill	$4,800 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-10-316-005`

Property Details

APN / Parcel Number

Primary APN	`17-10-316-005`

Interior

Stories	1 Story
Building Area	1,048 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	8,090 sqft (0.19 acres)
Garage Area	500 sqft

Location & Zoning

Street Address	3514 39TH ST
City	MOLINE
State	IL
Zip	61265-7812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MOL
Legal Description	LOT 5 OAK TERRACE SUBD
Legal Subdivision	OAK TERRACE SUBD
Legal Block	316
Legal Lot Number	5
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	SOUTH MOLINE
Census Block Group	2
Census Block	2000
Census Tract	21800

Owner

3514 39th St is owned and occupied by an individual who bought it in September 2023.

Source: Rock Island County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3514 39TH ST, MOLINE, IL 61265-7812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit GAS & ELECTRIC CU
Sep 13, 2023	Warranty Deed, Transfer · Conventional Mortgage GAS & ELECTRIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on File
Deed Sale	Sep 13, 2023 · Amount on File
Deed Document Number	202311578
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	3514 39TH ST, MOLINE, IL 61265-7812
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013840
Date	Oct 27, 2025
Instrument	2025-13840

Lender

Name	GAS & ELECTRIC CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 31, 2040

Interest

Rate Type	Fixed Rate
Rate	7.95%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Sep 13, 2023
Property Address	3514 39TH ST, MOLINE, IL 61265-7812
Document Number	0000011578
Instrument Date	Aug 30, 2023
Instrument	2023-11578
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	LAKESHORE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 MADISON ST, BOONE, IA 50036-4648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 39TH ST, MOLINE, IL 61265-7812

Mortgage

Document Number	0000011579
Date	Sep 13, 2023
Instrument	2023-11579

Lender

Name	GAS & ELECTRIC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.38%

Tax Assessment & Valuation

The 2025 property tax bill for 3514 39th St was $4,800 with a homeowner's exemption.

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Rock Island County
County Subdivision	South Moline Township
Municipality	Moline City
Unified School District	Moline-Coal Valley School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,800.00 Homeowner's exemption	$61,641 (+8.77%) Land $8,035 Building $53,606	$184,923 (+8.77%) Land $24,105 Building $160,818
2024		$56,670 Land $7,386 Building $49,284	$170,010 Land $22,158 Building $147,852
2022	$4,495.00	$50,079 Land $6,527 Building $43,552	$150,237 Land $19,581 Building $130,656

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3514 39th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3514 39th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOLINE serves 44,500 people · EPA ID IL1610450
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Geneseo Communications Services, Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 39th St

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