3514 186th St, Lansing, IL 60438 Property Records

Cook County property record for 3514 186th St, Lansing, IL 60438

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,585 sqft · built 1952
Lot Size	0.072 acres (3,125 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2022)
Tax Bill	$3,790 (2023)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-32-328-025`

Property Details

APN / Parcel Number

Primary APN	`30-32-328-025`
Alternative APN	`30-32-328-025-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,585 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,125 sqft (0.072 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3514 186TH ST
City	LANSING
State	IL
Zip	60438-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2SW4 S32 T36N R15E 3P
Legal Range	15E
Legal Township	36N
Legal Section	32
Legal Subdivision	SCHULTZ PARK
Legal Lot Number	36
Jurisdiction	COOK IL
Township / Civil Division	THORNTON
Census Block Group	2
Census Block	2030
Census Tract	828100

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3514 186TH ST, LANSING, IL 60438-3329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 27, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 28, 2018	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Oct 27, 2020 · Amount on Record
Deed Document Number	202221312
Prior Transfer Date	Aug 7, 2006
Prior Transfer Doc	0000039055
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 1, 2022
Property Address	3514 186TH ST, LANSING, IL 60438-3329
Document Number	0018221312
Map Reference	DOC 9670665
Instrument Date	May 18, 2022
Instrument	2218221312
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 186TH ST, LANSING, IL 60438-3329

Mortgage

Document Number	0018221313
Date	Jul 1, 2022
Instrument	2218221313

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.37%

Mortgage

Document Number	0018221314
Date	Jul 1, 2022
Instrument	2218221314

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 27, 2020
Property Address	3514 186TH ST, LANSING, IL 60438-3329
Document Number	2029946034
Instrument Date	Sep 14, 2020
Instrument	29946034
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$130.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 186TH ST LANSING IL 604383329, LANSING, IL 60438-3329

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3514 186TH ST, LANSING, IL 60438-3329
Document Number	1828955031
Instrument Date	Jul 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 186TH ST LANSING IL 604383329, LANSING, IL 60438-3329

Mortgage

Document Number	1828955031
Date	Oct 16, 2018
Instrument	28955031

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	CHICAGO, IL 60631-3655

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Thornton Township
Municipality	Lansing Village
Elementary School District	Lansing School District 158 (PK - 08)
Secondary School District	Thornton Fractional Township High School District 215 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,834 (+52.98%) Land $1,719 Building $6,115	$78,340 (+52.98%) Land $17,190 Building $61,150
2023	$3,790.00 (+13.88%)
2022	$3,328.00	$5,121 Land $1,484 Building $3,637	$51,210 Land $14,840 Building $36,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING serves 29,076 people · EPA ID IL0311590
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Dec 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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