Lorain County property record for 35134 Cooley Rd, Grafton, OH 44044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,707 sqft · built 2022 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Apr 2021) |
| Tax Bill | $5,465 (2025) |
| Deeds & Mortgages | Dec 2021 Construction Loan Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-033-000-041 |
| Primary APN | 11-00-033-000-041 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,707 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 35134 COOLEY RD |
|---|---|
| City | GRAFTON |
| State | OH |
| Zip | 44044-9477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY/MUNI/TWP:EATON TOWNSHIP |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | EATON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 91100 |
35134 Cooley Rd is owned by an individual who bought it in April 2021.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4712 FLEHARTY RD, NORTH OLMSTED, OH 44070-3318 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Construction Mortgage NORTHWEST BANK |
| Apr 14, 2021 | Warranty Deed, Transfer · Commercial Mortgage FARM CREDIT MID AMERICA FLCA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2021 · Amount on File |
| Deed Sale | Apr 14, 2021 · Amount on File |
| Prior Sale | Jan 13, 2020 |
| Deed Document Number | 2021002068 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | COOLEY RD, GRAFTON, OH 44044 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Title Company | PATRIOT TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000855204 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021-0855204 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 369 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 14, 2021 |
| Property Address | COOLEY RD, GRAFTON, OH 44044 |
| Document Number | 0000812526 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021-0812526 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2023 |
| Title Company | BLACK TIE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4712 FLEHARTY RD, NORTH OLMSTED, OH 44070-3318 |
| Document Number | 0000812527 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021-0812527 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
The 2025 property tax bill for 35134 Cooley Rd was $5,465.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Eaton Township |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,465.00 | $118,050 (+%) Land $21,130 Building $96,920 | $337,270 (-) Land $60,360 Building $276,910 |
| 2024 | $5,465.00 (-6.05%) | $118,045 (-0.44%) Land $21,126 Building $96,919 | $337,270 (-0.44%) Land $60,360 Building $276,910 |
| 2023 | $5,817.00 (+1,941.05%) | $118,566 (+4,605%) Land $17,766 Building $100,800 | $338,760 Land $50,760 Building $288,000 |
| 2022 | $285.00 | $2,520 Land $2,520 | |
| 2021 | $7,200 Land $7,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 35134 Cooley Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 10 (2011–2025) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Jun 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35134 Cooley Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GLW Broadband Cable | 1,000 / 100 |
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