3513 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 3513 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,408 sqft · built 1982
Lot Size	0.023 acres (1,015 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Nov 2018)
Tax Bill	$2,086 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-12-32-2980-00030-00E0`

Property Details

APN / Parcel Number

Primary APN	`29-12-32-2980-00030-00E0`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,408 sqft Heated Area
Gross Area	2,035 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1987
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,015 sqft (0.023 acres)
Driveway	Driveway
Driveway Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3513 S CENTRAL AVE
City	FLAGLER BEACH
State	FL
Zip	32136-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLFVIEW ON THE OCEAN PARCEL 3 UNIT TYPE E OR 231 PG 379, OR 318 PG 736 OR 450 PG 1956 OR 459 PG 485 OR 489 PG 1062 OR 692 PG
Legal Range	32E
Legal Township	12S
Legal Section	29
Legal Subdivision	GOLFVIEW ON THE OCEAN
Legal Unit	TYPE
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2019
Census Tract	60302

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3513 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Aug 10, 2004 · Amount on Record
Deed Document Number	2018044680
Deed Book / Page	2321 / 1569
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 30, 2018
Property Address	3513 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4131
Document Number	0023211569
Book / Page	2321 / 1569
Instrument Date	Nov 27, 2018
Instrument	2018044680
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PROFESSIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3513 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4131

Mortgage

Document Number	2018044681
Date	Nov 30, 2018
Instrument	2018044681

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,086.00 (+7.03%) Homeowner's exemption	$150,490 (+5.99%)	$247,126 (+0.24%) Land $57,500 Building $189,626
2023	$1,949.00 (+3.45%) Homeowner's exemption	$141,989 (+3%)	$246,527 (-0.48%) Land $57,500 Building $189,027
2022	$1,884.00 Homeowner's exemption	$137,853	$247,711 Land $57,500 Building $190,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 258 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	589 units insured incl. 331 condo units
Nearby Flood Claims	316 (1982–2024)
Claims Outside the SFHA	54 of 316
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 57 claims Hurricane Irma, Oct 2017 · 161 claims Hurricane Frances, Sep 2004 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20