3513 Needle Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3513 Needle Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 1985
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Sep 2023)
Tax Bill	$3,035 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-14-8700`

Property Details

APN / Parcel Number

Primary APN	`8402-01-14-8700`
Alternative APNs	`34180201148700` `02183401148700` `3961650.0` `3961650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	1,708 sqft
1st Floor Area	1,204 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	296 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3961650
Street Address	3513 NEEDLE PALM DR
City	EDGEWATER
State	FL
Zip	32141-6725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 14870 & 14871 BLK 479 FLORIDA SHORES NO 26 MB 19 PG 246 PER OR 2882 PG 1205 PER OR 6841 PG 0116 PER OR 8189 PG 1655 PER OR 8291 PG 0209 PER OR 8456 PG 4238
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	479
Legal Lot Number	14870
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1008
Census Tract	83007

Owner

3513 Needle Palm Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Volusia County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3513 NEEDLE PALM DR, EDGEWATER, FL 32141-6725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 1, 2022	Warranty Deed, Transfer · Unknown GOLDMAN SACHS BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on File
Deed Sale	Sep 8, 2023 · Amount on File
Prior Sale	Aug 1, 2022 · Amount on File
Deed Document Number	2023183698
Deed Book / Page	8456 / 4238
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 8, 2023
Property Address	3513 NEEDLE PALM DR, EDGEWATER, FL 32141-6725
Document Number	0084564238
Book / Page	8456 / 4238
Map Reference	MB 19 PG 246
Instrument Date	Aug 31, 2023
Instrument	2023183698
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 28, 2023
Title Company	DIVVY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 MONTGOMERY ST STE 350, 350, SAN FRANCISCO, CA 94104-1925

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3513 NEEDLE PALM DR, EDGEWATER, FL 32141-6725

Mortgage

Document Number	0084564241
Date	Sep 8, 2023
Instrument	8456/4241

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0084564266
Date	Sep 8, 2023
Book Page	8456/4266
Instrument	2023183700

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 1, 2022
Property Address	3513 NEEDLE PALM DR, EDGEWATER, FL 32141-6725
Document Number	0082910209
Book / Page	8291 / 209
Map Reference	MB 19 PG 246
Instrument Date	Mar 22, 2022
Instrument	2022178502
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$2,078.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4836 S ATLANTIC AVE, 4836, NEW SMYRNA, FL 32169-4474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MONTGOMERY ST STE 350, 350, SAN FRANCISCO, CA 94104-1925
Investor	Possibly a Property Investor

Mortgage

Document Number	0082930828
Date	Aug 4, 2022
Book Page	8293/828
Instrument	2022182091

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	NEW YORK, NY 10282

Agreement

Type	Unknown
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3513 Needle Palm Dr was $3,035 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,326 (+2.7%)	$223,148 (-6.85%) Land $54,000 Building $169,148
2025	$3,035.00 Homeowner's exemption	$208,692	$239,555 Land $54,000 Building $185,555
2023	$4,397.00 (+28.12%)	$230,618 (+18.13%) Land $34,000 Building $196,618	$230,618 (+18.13%) Land $34,000 Building $196,618
2022	$3,432.00	$195,227 Land $29,600 Building $165,627	$195,227 Land $29,600 Building $165,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3513 Needle Palm Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3513 Needle Palm Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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