3513 James Ave, Waco, TX 76711 Property Records

McLennan County property record for 3513 James Ave, Waco, TX 76711

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 786 sqft · built 1952
Lot Size0.139 acres (6,038 sqft)
Owner2 Company Names on Record
Tax Bill$176 (2025)
Deeds & MortgagesSep 2026 Sale
Feb 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-008800-028400-7

Property Details

APN / Parcel Number

Primary APN48-008800-028400-7
Alternative APNs
  • 4800880002840070111
  • 167776

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area786 sqft Living Area
Gross Area976 sqft
1st Floor Area786 sqft
FlooringWood

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1973
Exterior MaterialWood
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area6,038 sqft (0.139 acres)
Lot Dimensions105 ft deep x 58 ft wide
Garage TypeAttached
Garage Area190 sqft
DrivewayConcrete Driveway
Driveway Area650 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft
Storage Building32 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address3513 JAMES AVE
CityWACO
StateTX
Zip76711-1538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionCHAMBERS T J TRACT C12 BLOCK 10 ACRES .1386
Legal SubdivisionCHAMBERS T J
Legal TractC12
Legal Block10
Legal Lot NumberC12
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1018
Census Tract4300

Owner

Source: McLennan County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1010 COBBS LN, WACO, TX 76708-3000
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 19, 2026Deed of Trust, Mortgage · Line of Credit
ALLIANCE BANK CENTRAL TEXAS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2026
Deed SaleSep 22, 2026
Prior SaleDec 29, 2025
Deed Document Number202630626
Record UpdatedOct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMCLENNAN TX
Recording DateSep 22, 2026
Property Address3513 JAMES AVE, WACO, TX 76711-1538
Document Number0000030626
Instrument DateSep 10, 2026
Instrument202630626
Transaction TypeTransfer
Record UpdatedSep 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address1010 COBBS LN, WACO, TX 76708-3000

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3513 JAMES AVE, WACO, TX 76711-1538
Transaction TypeMortgage
Record UpdatedMar 5, 2026
Title CompanyALAMO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 COBBS LN, WACO, TX 76708-3000

Mortgage

Document Number0000005164
DateFeb 19, 2026
Instrument2026005164
Lender
NameALLIANCE BANK CENTRAL TEXAS
TypeBank
AddressWACO, TX 76710
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueFeb 12, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,000 (+41.5%) Land $19,562 Building $90,438$110,000 (-13.57%) Land $19,562 Building $90,438
2025$176.00 (+104.65%) Homeowner's exemption Senior Citizen's exemption$77,739 (-35.76%) Land $17,750 Building $109,520$127,270 (+5.17%) Land $17,750 Building $109,520
2024$86.00 (+65.38%)
2023$121,010 Land $17,750 Building $103,260$121,010 Land $17,750 Building $103,260
2022$52.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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