3513 Harvest Rdg, Morrow, OH 45152 Property Records

Warren County property record for 3513 Harvest Rdg, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,815 sqft · built 2019
Lot Size	0.286 acres (12,489 sqft)
Owner	Trust Name on File
Last Sale	$501,933 (Aug 2019)
Tax Bill	$8,216 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-32-265-004-0`

Property Details

APN / Parcel Number

Primary APN	`13-32-265-004-0`
Alternative APNs	`1332265004` `6307502`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,815 sqft Living Area
1st Floor Area	1,815 sqft
Basement Area	155 sqft
Finished Basement	155 sqft

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Lot Area	12,489 sqft (0.286 acres)
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	138 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Other

Location & Zoning

Account Number	6307502
Street Address	3513 HARVEST RDG
City	MORROW
State	OH
Zip	45152-7564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABERLIN SPRINGS 1 #4
Legal Subdivision	ABERLIN SPRINGS 1
Legal Block	265
Legal Lot Number	4
Jurisdiction	WARREN OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1015
Census Tract	32100

Owner

3513 Harvest Rdg is owner-occupied and held in a trust since August 2019.

Source: Warren County records, as of February 20, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	3513 HARVEST RDG, MORROW, OH 45152-7564
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARK NAT'L BK/SW OH&NTHRN KY
Aug 9, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PARK NATL BANK OF SW OHIO & N KENTU
Feb 21, 2019	Warranty Deed, Transfer · Line of Credit UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Prior Sale	Feb 21, 2019 · Amount on File
Deed Document Number	0000022363
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3513 HARVEST RDG, MORROW, OH 45152-7564
Document Number	0000032784
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3513 HARVEST RDG MORROW OH 451527564, MORROW, OH 45152-7564

Mortgage

Document Number	0000032784
Date	Oct 31, 2019
Instrument	32784

Lender

Name	PARK NAT'L BK/SW OH&NTHRN KY
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 30, 2034

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 9, 2019
Property Address	3513 HARVEST RDG, MORROW, OH 45152-7564
Document Number	0000022363
Map Reference	MB 96 PG 46-49
Instrument Date	Aug 2, 2019
Instrument	2019-022363
Transaction Type	Subdivision Related Transfer
Record Updated	May 20, 2022
Title Company	FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3513 HARVEST RDG, MORROW, OH 45152-7564

Mortgage

Document Number	0000022364
Date	Aug 9, 2019
Instrument	2019-022364

Lender

Name	PARK NATL BANK OF SW OHIO & N KENTU
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jul 28, 2020

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Feb 21, 2019
Property Address	3513 HARVEST RDG, MORROW, OH 45152-7564
Document Number	0000004308
Map Reference	MB 96 PG 46-49
Instrument Date	Feb 12, 2019
Instrument	2019-004308
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	BUTTE COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3470 SNOOK RD, MORROW, OH 45152-9663
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004309
Date	Feb 21, 2019
Instrument	2019-004309

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3513 Harvest Rdg was $8,216.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Union Township
Unified School District	Lebanon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,216.00	$197,470 Land $31,500 Building $165,970	$564,200 Land $90,000 Building $474,200
2023	$7,775.00 (+1.33%) Homeowner's exemption	$163,237 (-) Land $34,020 Building $129,217
2022	$7,673.00 Homeowner's exemption	$163,237 Land $34,020 Building $129,217	$466,390 (-) Land $97,200 Building $369,190
2021			$466,390 Land $97,200 Building $369,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3513 Harvest Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3513 Harvest Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Brightspeed.

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