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3513 E Gaskins Rd, Bartow, FL 33830 Property Records

Polk County property record for 3513 E Gaskins Rd, Bartow, FL 33830 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,579 sqft · built 2010
Lot Size1.09 acres (47,877 sqft)
Owner2 Individual Names on File
Tax Bill$1,071 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
May 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-29-26-000000-044070

Property Details

APN / Parcel Number

Primary APN25-29-26-000000-044070
Alternative APNs
  • 262925000000044070
  • 62925000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,579 sqft Living Area
Gross Area2,979 sqft
1st Floor Area2,579 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area47,877 sqft
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchUnfinished Open Porch
Porch Area300 sqft
Shed1 Shed

Location & Zoning

Street Address3513 E GASKINS RD
CityBARTOW
StateFL
Zip33830-9211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 342 FT OF N 684 FT OF E 165 FT OF SW1/4 OF SW1/4 LESS W 25 FT FOR RD R/W
Legal Range25E
Legal Township29S
Legal Section26
Legal SubdivisionHILLSBORO POLK INN INC
Legal Tract000000
Legal Block2
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2003
Census Tract14501

Owner

Source: Polk County records · APN 25-29-26-000000-044070

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3513 E GASKINS RD, BARTOW, FL 33830-9211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MIDFLORIDA CU
May 10, 2023Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Oct 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateApr 24, 2006
Transfer Doc0000117949
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3513 E GASKINS RD, BARTOW, FL 33830-9211
Transaction TypeMortgage
Record UpdatedMar 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038205
DateFeb 16, 2026
Book Page13883/1402
Instrument2026038205
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 15, 2041

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3513 E GASKINS RD, BARTOW, FL 33830-9211
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000108733
DateMay 10, 2023
Book Page12685/562
Instrument2023108733
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMay 15, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3513 E GASKINS RD, BARTOW, FL 33830-9211
Transaction TypeMortgage
Record UpdatedOct 21, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3513 E GASKINS RD, BARTOW, FL 33830-9211

Mortgage

Document Number0000262447
DateOct 07, 2021
Book Page11928/2222
Instrument2021262447
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,071.00 (-27.49%) Homeowner's exemption$123,071 (+5.99%)$331,414 (-2.42%) Land $27,478 Building $303,936
2023$1,477.00 (+4.38%) Homeowner's exemption$116,119 (+3%)$339,644 (+11.13%) Land $26,378 Building $313,266
2022$1,415.00 Homeowner's exemption$112,737$305,615 Land $21,762 Building $283,853

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies13 in force
13 of 13 on primary residences
Nearby Flood Claims23 (1979–2022)
Claims Outside the SFHA3 of 23
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian
Flood Events
  • Hurricane Frances (Sep 2004), 13 claims

Wildfire

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire LikelihoodAbout 1 in 253 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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