35121 Clover St, Union City, CA 94587 Property Records

Alameda County property record for 35121 Clover St, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,280 sqft · built 1971
Lot Size	0.296 acres (12,884 sqft)
Owner	2 Trust Names on File
Last Sale	$1,350,000 (Jun 2020)
Tax Bill	$19,481 (2025)
Deeds & Mortgages	Jan 2026 Transfer Sep 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`87-10-12-1`

Property Details

APN / Parcel Number

Primary APN	`87-10-12-1`
Alternative APN	`087-0010-012-01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,280 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	12,884 sqft (0.296 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	35121 CLOVER ST
City	UNION CITY
State	CA
Zip	94587-5318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 00001 BLK: 0012 AR: 0087 PAGE: 0010 ;LOT: 00121 BLK: TR: 3089
Legal Subdivision	TRACT 3089
Legal Tract	3089
Legal Lot Number	121
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2004
Census Tract	440336

Owner

35121 Clover St is owner-occupied and held in a trust since June 2020.

Source: Alameda County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	35121 CLOVER ST, UNION CITY, CA 94587-5318
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Intrafamily Transfer, Transfer
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 17, 2020	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Jun 19, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 7, 2019	Quit Claim Deed, Transfer Quitclaim
May 1, 2017	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
May 1, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2020 · Amount on File
Deed Sale	Jun 19, 2020 · Amount on File
Deed Document Number	2020142137
Prior Transfer Date	Feb 6, 2019
Prior Transfer Doc	0000042105
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jan 14, 2026
Property Address	35121 CLOVER ST, UNION CITY, CA 94587-5318
Document Number	0000004946
Map Reference	MB 65 PG 26
Instrument Date	Dec 14, 2025
Instrument	2026004946
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35121 CLOVER ST, UNION CITY, CA 94587-5318

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	35121 CLOVER ST, UNION CITY, CA 94587-5318
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35121 CLOVER ST, UNION CITY, CA 94587-5318

Mortgage

Document Number	0000307470
Date	Sep 13, 2021
Instrument	2021307470

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	35121 CLOVER ST, UNION CITY, CA 94587-5318
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35121 CLOVER ST, UNION CITY, CA 94587-5318

Mortgage

Document Number	0000053640
Date	Feb 5, 2021
Instrument	2021053640

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	35121 CLOVER ST, UNION CITY, CA 94587-5318
Document Number	0000142139
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	38850 FARWELL DR #15C FREMONT CA 945367289, 15C, FREMONT, CA 94536-7289

Mortgage

Document Number	0000142139
Date	Jun 19, 2020
Instrument	142139

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54402-8026

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

Interest

Rate Type	Adjustable Rate

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 19, 2020
Property Address	35121 CLOVER ST, UNION CITY, CA 94587-5318
Document Number	0000142137
Map Reference	MB 65 PG 26
Instrument Date	Jun 13, 2020
Instrument	2020142137
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	35121 CLOVER ST, UNION CITY, CA 94587-5318

Mortgage

Document Number	0000142138
Date	Jun 19, 2020
Instrument	2020142138

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.5%

Mortgage

Document Number	0000142139
Date	Jun 19, 2020
Instrument	2020142139

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 7, 2019
Property Address	35121 CLOVER ST, UNION CITY, CA 94587-5318
Document Number	0000042105
Instrument Date	Feb 6, 2019
Instrument	42105
Transaction Type	Transfer
Record Updated	Mar 26, 2019

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	35121 CLOVER ST UNION CITY CA 945875318, UNION CITY, CA 94587-5318

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	35121 CLOVER ST, UNION CITY, CA 94587-5318
Document Number	0000103618
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	35121 CLOVER ST UNION CITY CA 945875318, UNION CITY, CA 94587-5318

Mortgage

Document Number	0000103618
Date	May 10, 2017
Instrument	103618

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 9, 2047

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	35121 CLOVER ST, UNION CITY, CA 94587-5318
Document Number	0000103617
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 1, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	35121 CLOVER ST UNION CITY CA 945875318, UNION CITY, CA 94587-5318

Mortgage

Document Number	0000103617
Date	May 10, 2017
Instrument	103617

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.05%

Tax Assessment & Valuation

The 2025 property tax bill for 35121 Clover St was $19,481.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,498,924 (+1.53%) Land $451,777 Building $1,054,147
2025	$19,481.00 Homeowner's exemption	$1,476,400 Land $442,920 Building $1,033,480
2023	$18,889.00 Homeowner's exemption	$1,419,078 Land $425,723 Building $993,355	$1,491,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35121 Clover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35121 Clover St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Sail Internet, T-Mobile.

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