35120 Cardiff St, Newark, CA 94560 Property Records

Alameda County property record for 35120 Cardiff St, Newark, CA 94560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,829 sqft · built 1963
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,550,000 (Sep 2025)
Tax Bill	$10,783 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92A-722-37`

Property Details

APN / Parcel Number

Primary APN	`92A-722-37`
Alternative APN	`092A-0722-037-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,829 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	L-Shape
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	35120 CARDIFF ST
City	NEWARK
State	CA
Zip	94560-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8000
Legal Description	LOT: 00094 BLK: TR: 2484
Legal Subdivision	TRACT 2484
Legal Tract	2484
Legal Lot Number	94
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	4
Census Block	4001
Census Tract	444100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5776 MUSICK AVE, NEWARK, CA 94560-2548
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 30, 2025	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Mar 28, 2014 · Amount on Record
Deed Document Number	2025121653
Prior Transfer Date	Nov 22, 1995
Prior Transfer Doc	0000068345
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	35120 CARDIFF ST, NEWARK, CA 94560-1300
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35120 CARDIFF ST, NEWARK, CA 94560-1300

Mortgage

Document Number	0000092631
Date	Mar 5, 2021
Instrument	2021092631

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 30, 2025
Property Address	35120 CARDIFF ST, NEWARK, CA 94560-1300
Document Number	0000121653
Map Reference	MB 46 PG 59
Instrument Date	Sep 29, 2025
Instrument	2025121653
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	UNKNOWN, TITLE FORWARD OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5776 MUSICK AVE, NEWARK, CA 94560-2548

Mortgage

Document Number	0000121654
Date	Sep 30, 2025
Instrument	2025121654

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Max Rate	10%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Newark City
Unified School District	Newark Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,550,000 (+78.09%) Land $620,000 Building $930,000
2025	$10,783.00 (+4.5%)	$870,325 (+4.04%) Land $490,324 Building $380,001
2023	$10,319.00	$836,536 Land $471,288 Building $365,248	$1,293,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	600 / 130
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet.

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