3512 Walkers Ferry Ct, Midlothian, VA 23112 Property Records

Chesterfield County property record for 3512 Walkers Ferry Ct, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,064 sqft · built 1979
Lot Size	0.576 acres (25,091 sqft)
Owner	Individual Name on File
Last Sale	$399,500 (Sep 2021)
Tax Bill	$4,332 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`726-68-43-22-200-000`

Property Details

APN / Parcel Number

Primary APN	`726-68-43-22-200-000`
Alternative APNs	`047110800000023` `432212000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,064 sqft Finished Area
1st Floor Area	160 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	25,091 sqft (0.576 acres)
View / Lot	Cul-de-sac
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	396 sqft
Deck Area	480 sqft
Patio Area	480 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	432212000
Street Address	3512 WALKERS FERRY CT
City	MIDLOTHIAN
State	VA
Zip	23112-4637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	WALKERS FERRY L 23
Legal Subdivision	WALKERS FERRY
Legal Lot Number	23
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	1
Census Block	1000
Census Tract	100912

Owner

3512 Walkers Ferry Ct is owned and occupied by an individual who bought it in September 2021.

Source: Chesterfield County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	3512 WALKERS FERRY CT, MIDLOTHIAN, VA 23112-4637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit ATLANTIC BANK
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NATIONAL ASSOCIATION
Mar 22, 2017	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on File
Deed Sale	Sep 27, 2021 · Amount on File
Deed Document Number	202162071
Deed Book / Page	13648 / 346
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Sep 29, 2026
Property Address	3512 WALKERS FERRY CT, MIDLOTHIAN, VA 23112-4637
Document Number	0000035666
Book / Page	15389 / 536
Instrument Date	Sep 23, 2026
Instrument	202635666
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 WALKERS FERRY CT, MIDLOTHIAN, VA 23112-4637

Mortgage

Document Number	0000035666,
Date	Sep 29, 2026
Book Page	15389/536
Instrument	202635666

Lender

Name	ATLANTIC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2056

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3512 WALKERS FERRY CT, MIDLOTHIAN, VA 23112-4637
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014444-26
Date	Dec 20, 2023
Book Page	14444/26
Instrument	2023038059

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2053

Interest

Rate Type	Adjustable Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Sep 27, 2021
Property Address	3512 WALKERS FERRY CT, MIDLOTHIAN, VA 23112-4637
Document Number	13648-346
Book / Page	13648 / 346
Instrument Date	Sep 6, 2021
Instrument	2021062071
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 WALKERS FERRY CT, MIDLOTHIAN, VA 23112-4637

Mortgage

Document Number	2021062072
Date	Sep 27, 2021
Instrument	2021062072

Lender

Name	US BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHESTERFIELD VA
Property Address	3512 WALKERS FERRY CT, MIDLOTHIAN, VA 23112-4637
Document Number	11578158
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 WALKERS FERRY CT MIDLOTHIAN VA 231124637, MIDLOTHIAN, VA 23112-4637

Mortgage

Document Number	11578158
Date	Apr 3, 2017
Book Page	011578/000158
Instrument	12787

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3512 Walkers Ferry Ct was $4,332.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,332.00	$484,000 (-) Land $75,000 Building $409,000	$484,000 (-) Land $75,000 Building $409,000
2025		$484,000 Land $75,000 Building $409,000	$484,000 Land $75,000 Building $409,000
2023	$3,985.00	$435,200 Land $71,000 Building $364,200	$435,200 Land $71,000 Building $364,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3512 Walkers Ferry Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	7 (1979–2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3512 Walkers Ferry Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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