3512 Seven Oaks Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 3512 Seven Oaks Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,668 sqft · built 1980
Lot Size	0.272 acres (11,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,000 (Mar 2003)
Tax Bill	$2,722 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Jan 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`726-68-46-56-500-000`

Property Details

APN / Parcel Number

Primary APN	`726-68-46-56-500-000`
Alternative APNs	`047110500000001` `288106001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,668 sqft Finished Area
1st Floor Area	96 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	11,848 sqft (0.272 acres)

Exterior Amenities

Deck Area	364 sqft
Patio Area	364 sqft
Balcony Area	36 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	288106001
Street Address	3512 SEVEN OAKS RD
City	MIDLOTHIAN
State	VA
Zip	23112-4262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	SEVEN OAKS L 1
Legal Subdivision	SEVEN OAKS
Legal Lot Number	1
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	2
Census Block	2000
Census Tract	100912

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3512 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit CALL FEDERAL CREDIT UNION
Jan 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jan 10, 2025	Deed of Trust, Mortgage · Commercial Mortgage HOMETAP EQUITY PARTNERS LLC
Oct 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 23, 2018	Deed of Trust, Mortgage · Line of Credit CALL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2003 · Amount on Record
Deed Sale	Mar 3, 2003 · Amount on Record
Deed Book / Page	4942 / 315
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3512 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4262
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013589-289
Date	Aug 24, 2021
Book Page	13589/289
Instrument	2021054655

Lender

Name	CALL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 12, 2041

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3512 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4262
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013806-427
Date	Jan 7, 2022
Book Page	13806/427
Instrument	2022001034

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.5%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3512 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4262
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014775-142
Date	Jan 10, 2025
Book Page	14775/142
Instrument	2025001066

Lender

Name	HOMETAP EQUITY PARTNERS LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3512 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4262
Document Number	12135892
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12135892
Date	Oct 24, 2018
Book Page	012135/000892
Instrument	40068

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 23, 2038

Interest

Rate Type	Fixed Rate
Rate	4.75%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3512 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4262
Document Number	11994721
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11994721
Date	May 31, 2018
Book Page	011994/000721
Instrument	19631

Lender

Name	CALL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 30, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,722.00 (+9.45%)	$303,100 (+4.41%) Land $80,000 Building $223,100	$303,100 (+4.41%) Land $80,000 Building $223,100
2025		$290,300 (+7.28%) Land $78,000 Building $212,300	$290,300 (+7.28%) Land $78,000 Building $212,300
2023	$2,487.00	$270,600 Land $72,000 Building $198,600	$270,600 Land $72,000 Building $198,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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