3512 Sereno, Laredo, TX 78046 Property Records

Webb County property record for 3512 Sereno, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,032 sqft · built 2007
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on File
Last Sale	$171,800 (Aug 2021)
Tax Bill	$807 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`953-34007-220`

Property Details

APN / Parcel Number

Primary APN	`953-34007-220`
Alternative APN	`346310`

Interior

Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,950 sqft (0.114 acres)
Porch	Open Porch
Porch Area	72 sqft

Location & Zoning

Street Address	3512 SERENO
City	LAREDO
State	TX
Zip	78046-5209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CUATRO VIENTOS NORTE PHASE IV, BLOCK 7, LOT 22
Legal Subdivision	CUATRO VIENTOS NORTE PHASE IV
Legal Phase	IV
Legal Block	7
Legal Lot Number	22
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1005
Census Tract	1823

Owner

3512 Sereno is owned and occupied by an individual who bought it in August 2021.

Source: Webb County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3512 SERENO, LAREDO, TX 78046-5209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Aug 26, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PANORAMA MORTGAGE GROUP LLC
Aug 26, 2021	Vendor's Lien, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC
Jul 24, 2007	Vendor's Lien, Subdivision Related Transfer · ARM HOMEVIEW LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Prior Sale	Sep 23, 2008 · Amount on File
Deed Document Number	20211440072
Deed Book / Page	5098 / 455
Prior Transfer Date	May 7, 2008
Prior Transfer Doc	002582/894
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Sep 29, 2026
Property Address	3512 SERENO, LAREDO, TX 78046-5209
Document Number	0001599283
Book / Page	6115 / 654
Instrument Date	Aug 11, 2026
Instrument	20261599283
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 SERENO, LAREDO, TX 78046-5209

Mortgage

Document Number	0001599283,
Date	Sep 29, 2026
Book Page	6115/654
Instrument	20261599283

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2051

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3512 SERENO, LAREDO, TX 78046-5209
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005098/470
Date	Aug 26, 2021
Book Page	5098/470
Instrument	1440074

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89145

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 26, 2021
Property Address	3512 SERENO, LAREDO, TX 78046-5209
Document Number	005098/455
Book / Page	5098 / 455
Map Reference	VOL 26 PG 19
Instrument Date	Aug 24, 2021
Instrument	1440072
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 SERENO, LAREDO, TX 78046-5209

Mortgage

Document Number	0001440073
Date	Aug 26, 2021
Instrument	1440073

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2007: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 24, 2007
Property Address	3512 SERENO, LAREDO, TX 78046-5209
Document Number	002407/360
Book / Page	2407 / 360
Map Reference	MB26 PG19
Instrument Date	Jul 19, 2007
Instrument	972909
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 SERENO, LAREDO, TX 78046-5209
Investor	Possibly a Property Investor

Mortgage

Document Number	0000972910
Date	Jul 24, 2007
Instrument	972910

Lender

Name	HOMEVIEW LENDING INC
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	10.4%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	10.4%
Max Rate At Change	13.4%
Index	6-Month LIBOR
Max Rate	17.4%

Tax Assessment & Valuation

The 2025 property tax bill for 3512 Sereno was $807 with a homeowner's exemption, up 6.6% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,498 (-0.64%) Land $48,807 Building $109,691	$158,498 (-0.64%) Land $48,807 Building $109,691
2025	$807.00 (+6.61%) Homeowner's exemption	$159,521 Land $48,807 Building $110,714	$159,521 Land $48,807 Building $110,714
2024	$757.00
2023		$139,031 Land $39,650 Building $99,381	$139,031 Land $39,650 Building $99,381
2022	$990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3512 Sereno in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3512 Sereno is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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