3512 San Pablo Ave, Merced, CA 95348 Property Records

Merced County property record for 3512 San Pablo Ave, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,556 sqft · built 1989
Lot Size	0.14 acres (6,075 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Mar 2022)
Tax Bill	$4,441 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`236-061-017-000`

Property Details

APN / Parcel Number

Primary APN	`236-061-017-000`
Alternative APN	`236-061-017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	1,986 sqft
1st Floor Area	1,556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,075 sqft (0.14 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	69 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	236-061-017
Street Address	3512 SAN PABLO AVE
City	MERCED
State	CA
Zip	95348-2200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	YOS VILL LOT 57
Legal Subdivision	YOSEMITE VILL
Legal Lot Number	57
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2007
Census Tract	1006

Owner

3512 San Pablo Ave is owned and occupied by an individual who bought it in March 2022.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3512 SAN PABLO AVE, MERCED, CA 95348-2200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Dec 1, 2015 · Amount on File
Deed Document Number	202211249
Prior Transfer Date	Nov 5, 2015
Prior Transfer Doc	0000041158
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 18, 2022
Property Address	3512 SAN PABLO AVE, MERCED, CA 95348-2200
Document Number	0000011249
Map Reference	VOL 32 PG 28-31
Instrument Date	Mar 10, 2022
Instrument	2022011249
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 SAN PABLO AVE, MERCED, CA 95348-2200

Mortgage

Document Number	0000011250
Date	Mar 18, 2022
Instrument	2022011250

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3512 SAN PABLO AVE, MERCED, CA 95348-2200
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013803
Date	Apr 29, 2020
Instrument	2020013803

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3512 San Pablo Ave was $4,441 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$411,323 (+2%) Land $92,006 Building $319,317
2025	$4,441.00 Homeowner's exemption	$403,258 Land $90,202 Building $313,056
2023	$4,141.00 (+88.57%) Homeowner's exemption	$387,600 Land $86,700 Building $300,900
2022	$2,196.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3512 San Pablo Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3512 San Pablo Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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