3512 Roche Ave, Vernon, FL 32462 Property Records

Washington County property record for 3512 Roche Ave, Vernon, FL 32462

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,027 sqft · built 1956
Lot Size	2.68 acres (116,741 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Dec 2024)
Tax Bill	$1,224 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000046010000`

Property Details

APN / Parcel Number

Primary APN	`000046010000`
Alternative APN	`46010000`

Interior

Full Baths	1 Bath
Building Area	1,027 sqft Heated Area
Gross Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2003
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	116,741 sqft (2.68 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	000046010000
Street Address	3512 ROCHE AVE
City	VERNON
State	FL
Zip	32462-3386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25 3 15 2.68 ORB 1324 P 271, BEG 575.58' WEST OF NEC OF NE 1/4 OF SW 1/4, SE 324.20' TO ROCHE AVE, SW 223.94 ALONG HWY, NW
Legal Range	15W
Legal Township	03N
Legal Section	25
Legal Block	4601
Legal Lot Number	0000
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1118
Census Tract	970303

Owner

3512 Roche Ave is owned and occupied by an individual who bought it in December 2024.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	3512 ROCHE AVE, VERNON, FL 32462-3386
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Jun 2, 2022	Warranty Deed, Transfer PEOPLESSOUTH BANK
Jan 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 16, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2024 · Amount on File
Deed Sale	Dec 20, 2024 · Amount on File
Prior Sale	Jun 2, 2022 · Amount on File
Deed Document Number	0001324271
Deed Book / Page	1324 / 271
Record Updated	Jun 8, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 20, 2024
Property Address	3512 ROCHE AVE, VERNON, FL 32462-3386
Document Number	0067009271
Book / Page	1324 / 271
Map Reference	MB 1 PG 30
Instrument Date	Dec 20, 2024
Instrument	202467009271
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1032 BRICKYARD RD, CHIPLEY, FL 32428-4347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 ROCHE AVE, VERNON, FL 32462-3386

Mortgage

Document Number	0000000273
Date	Dec 20, 2024
Instrument	1324/273

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 2, 2022
Property Address	3512 ROCHE AVE, VERNON, FL 32462-3386
Document Number	0067005002
Book / Page	1243 / 707
Instrument Date	May 27, 2022
Instrument	202267005002
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 HUFFMANTOWN RD, RICHLANDS, NC 28574-6204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 BRICKYARD RD, CHIPLEY, FL 32428-4347

Mortgage

Document Number	0000000709
Date	Jun 2, 2022
Instrument	1243/709

Lender

Name	PEOPLESSOUTH BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	119 Months
Due	May 27, 2032

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 31, 2020
Property Address	3512 ROCHE AVE, VERNON, FL 32462-3386
Document Number	0067000962
Book / Page	001168 / 000579
Instrument Date	Jan 28, 2020
Instrument	67000962
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 ALLEN AVE PANAMA CITY FL 324013242, PANAMA CITY, FL 32401-3242

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 16, 2019
Property Address	3512 ROCHE AVE, VERNON, FL 32462-3386
Document Number	0067003841
Book / Page	001145 / 000536
Instrument Date	May 15, 2019
Instrument	67003841
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	679 SPANGENBERG RD CHIPLEY FL 324286342, CHIPLEY, FL 32428-6342

Tax Assessment & Valuation

The 2025 property tax bill for 3512 Roche Ave was $1,224 with a homeowner's exemption, down 22.2% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Municipality	Vernon City
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,224.00 (-22.19%) Homeowner's exemption	$107,526 (+23.74%) Land $18,224 Building $89,302	$107,526 (+23.74%) Land $18,224 Building $89,302
2024	$1,573.00 (+6.57%)	$86,897 (+8.47%) Land $8,940 Building $77,957	$86,897 (+8.47%) Land $8,940 Building $77,957
2023	$1,476.00 (+210.08%)	$80,115 (+54.77%) Land $8,940 Building $71,175	$80,115 (+10.77%) Land $8,940 Building $71,175
2022	$476.00 Homeowner's exemption	$51,765	$72,323 Land $7,450 Building $64,873

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3512 Roche Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3512 Roche Ave is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERNON serves 736 people · EPA ID FL1670710
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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