3512 River Bluff Rd, Diberville, MS 39540 Property Records

Harrison County property record for 3512 River Bluff Rd, Diberville, MS 39540

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 3,294 sqft · built 1997
Lot Size0.453 acres (19,762 sqft)
Owner2 Individual Names on Record
Last Sale$473,892 (Jun 2026)
Tax Bill$6,305 (2025)
Deeds & MortgagesJun 2026 Mortgage
May 2022 Mortgage
Flood ZoneZone AE (high risk)
APN1408D-02-006.000

Property Details

APN / Parcel Number

Primary APN1408D-02-006.000
Alternative APN
  • 106527

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,294 sqft Adjusted Area
1st Floor Area1,455 sqft
2nd Floor Area873 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area19,762 sqft (0.453 acres)
Pool Area620 sqft
Deck Area320 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3512 RIVER BLUFF RD
CityDIBERVILLE
StateMS
Zip39540-8117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG AT SW COR OF LOT 1 WELLS FERRY NORTH SUBD ON N MAR OF RIVER BLUFF RD N 78 DG W 50 FT ALONG RD NWLY 24.3 FT ALONG RD TO SW
Legal Range09W
Legal Township07S
Legal Section04
Legal SubdivisionWELLS FERRY NORTH SUBD
Legal Lot Number1-2
JurisdictionHARRISON MS
Township / Civil Division1
Census Block Group1
Census Block1060
Census Tract3405

Owner

Source: Harrison County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3512 RIVER BLUFF RD, DIBERVILLE, MS 39540-8117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Warranty Deed, Transfer · Conventional Mortgage
DELMAR FINANCIAL COMPANY
May 5, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2026 · Amount on Record
Deed SaleJun 11, 2026 · Amount on Record
Prior SaleMay 5, 2022 · Amount on Record
Deed Document Number20263556
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateJun 11, 2026
Property Address3512 RIVER BLUFF RD, DIBERVILLE, MS 39540-8117
Document Number0000003556
Instrument DateMay 15, 2026
Instrument20263556
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyPILGRIM TITLE, PILGER TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3512 RIVER BLUFF RD, DIBERVILLE, MS 39540-8117

Mortgage

Document Number0000003557,
DateJun 11, 2026
Instrument20263557
Lender
NameDELMAR FINANCIAL COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateMay 5, 2022
Property Address3512 RIVER BLUFF RD, DIBERVILLE, MS 39540-8117
Document Number20220003601DJ2
Instrument DateApr 29, 2022
Instrument2022-0003601-D-J2
Transaction TypeTransfer
Record UpdatedNov 24, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2544 MERCEDES DR, BILOXI, MS 39531-2814

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3512 RIVER BLUFF RD, DIBERVILLE, MS 39540-8117

Mortgage

Document Number20220003603TJ2
DateMay 5, 2022
Instrument2022-0003603-T-J2
Lender
NameMORTGAGE RESEARCH CENTER LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityD'Iberville City
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,305.00 (+4.01%)$55,409 (+3.83%)$369,391 (+3.82%) Land $69,000 Building $300,391
2024$6,062.00 (-0.49%)
2023$6,092.00 (+156.29%)$53,367$355,783 Land $69,000 Building $286,783
2022$2,377.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 194 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies194 in force
Nearby Flood Claims40 (2005–2026)
Claims Outside the SFHA18 of 40
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Tropical Storm Arthur, Jun 2026 · 3 claims
  • Hurricane Ida, Aug 2021 · 17 claims
  • Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 95% of Mississippi
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: CoastConnect, Singing River Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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