3512 Monte Carlo Ln, Denton, TX 76210 Property Records

Denton County property record for 3512 Monte Carlo Ln, Denton, TX 76210

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,927 sqft · built 2018
Lot Size	0.169 acres (7,362 sqft)
Owner	2 Individual Names on File
Last Sale	$358,800 (Oct 2018)
Tax Bill	$3,634 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R684532`

Property Details

APN / Parcel Number

Primary APN	`R684532`
Alternative APNs	`SD4518A-000000D-0000-0013-0000` `1008516`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,927 sqft Living Area
Gross Area	3,334 sqft
1st Floor Area	2,074 sqft
2nd Floor Area	854 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,362 sqft (0.169 acres)
Garage Type	Attached
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	172 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3512 MONTE CARLO LN
City	DENTON
State	TX
Zip	76210-1473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TEASLEY TRAILS PHASE I BLK D LOT 13
Legal Subdivision	TEASLEY TRAILS PHASE I
Legal Block	D
Legal Lot Number	13
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	4
Census Block	4013
Census Tract	21304

Owner

3512 Monte Carlo Ln is owned and occupied by two individuals who bought it in October 2018.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3512 MONTE CARLO LN, DENTON, TX 76210-1473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGHLAND HOMELOANS LLC
Oct 25, 2018	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2018 · Amount on File
Deed Sale	Oct 25, 2018 · Amount on File
Deed Document Number	2018126176
Prior Transfer Date	Oct 24, 2018
Prior Transfer Doc	0000126176
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	3512 MONTE CARLO LN, DENTON, TX 76210-1473
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	FIRST TEXAS TITLE, FAIR TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000216774
Date	Nov 29, 2021
Instrument	2021-216774

Lender

Name	HIGHLAND HOMELOANS LLC
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

October 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Oct 25, 2018
Property Address	3512 MONTE CARLO LN, DENTON, TX 76210-1473
Document Number	0000126176
Map Reference	DOC2016-176
Instrument Date	Oct 24, 2018
Instrument	2018-126176
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 MONTE CARLO LN, DENTON, TX 76210-1473
Investor	Possibly a Property Investor

Mortgage

Document Number	0000126177
Date	Oct 25, 2018
Instrument	2018-126177

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3512 Monte Carlo Ln was $3,634 with exemptions applied.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,864 Land $95,983 Building $398,881	$494,864 Land $95,983 Building $398,881
2025	$3,634.00
2023	$4,729.00 (-29.99%) Homeowner's exemption Senior Citizen's exemption	$532,958 Land $95,983 Building $436,975	$532,958 Land $95,983 Building $436,975
2022	$6,755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3512 Monte Carlo Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3512 Monte Carlo Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ElektraFi, Hotwire Communications, Nextlink.

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