Matagorda County property record for 3512 Monroe St, Bay City, TX 77414
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 ba · 1,675 sqft · built 2025 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $247,826 (Apr 2026) |
| Tax Bill | $5,533 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1071-0010-000270 |
| Primary APN | 1071-0010-000270 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,675 sqft Living Area |
| 1st Floor Area | 1,675 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick |
| Lot Area | 6,250 sqft (0.144 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1071-0010-000270 |
|---|---|
| Street Address | 3512 MONROE ST |
| City | BAY CITY |
| State | TX |
| Zip | 77414-1550 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | RUSSELL RANCH SUBDIVISION, BLOCK 1, LOT 27 |
| Legal Subdivision | RUSSELL RANCH SUBDIVISION |
| Jurisdiction | MATAGORDA TX |
| Township / Civil Division | BAY CITY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 730204 |
Source: Matagorda County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3512 MONROE ST, BAY CITY, TX 77414-1550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Apr 2, 2026 | Special Warranty Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC |
| Apr 2, 2026 | Special Warranty Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on Record |
| Deed Sale | Apr 2, 2026 · Amount on Record |
| Deed Document Number | 20261632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MATAGORDA TX |
| Recording Date | Apr 2, 2026 |
| Property Address | 3512 MONROE ST, BAY CITY, TX 77414-1550 |
| Document Number | 0000001632 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026.1632 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3512 MONROE ST, BAY CITY, TX 77414-1550 |
| Document Number | 0000001633, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 2026.1633 |
| Name | INSPIRE HOME LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000001634, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 2026.1634 |
| Name | TEXAS STATE AFFORDABLE HSNG COMPANY |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 3 Months |
| Due | Mar 31, 2029 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MATAGORDA TX |
| Recording Date | Apr 2, 2026 |
| Property Address | 3512 MONROE ST, BAY CITY, TX 77414-1550 |
| Document Number | 0020261632 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20261632 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3512 MONROE ST, BAY CITY, TX 77414-1550 |
| Document Number | 0000001633, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 20261633 |
| Name | INSPIRE HOME LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.62% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000001634, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 20261634 |
| Name | TEXAS STATE AFFORDABLE HSNG COMPANY |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Mar 31, 2029 |
| Max Rate | -1% |
|---|
Source: Matagorda County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bay City |
| County | Matagorda County |
| Unified School District | Bay City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,533.00 Homeowner's exemption | $249,900 (+1,149.5%) Land $75,000 Building $174,900 | $249,900 (+1,149.5%) Land $75,000 Building $174,900 |
| 2025 | $20,000 Land $20,000 | $20,000 Land $20,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 2 (2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 18,061 people · EPA ID TX1610001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2025 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| TISD Fixed Wireless | 400 / 100 |
| Skynet Fixed Wireless | 100 / 50 |
May also be available: Nextlink, YK Communications.
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