3512 Lawrence Dr, Naperville, IL 60564 Property Records

Will County property record for 3512 Lawrence Dr, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,906 sqft · built 1992
Lot Size	0.25 acres (11,070 sqft)
Owner	Individual Name on File
Last Sale	$730,000 (Jul 2022)
Tax Bill	$15,120 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-11-310-012`

Property Details

APN / Parcel Number

Primary APN	`07-01-11-310-012`
Alternative APN	`01113100120000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,906 sqft Total Area
1st Floor Area	2,444 sqft
2nd Floor Area	462 sqft
Basement Area	2,444 sqft
Finished Basement	2,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Construction Type	Frame
Lot Area	11,070 sqft (0.25 acres)
Lot Dimensions	135 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	649 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3512 LAWRENCE DR
City	NAPERVILLE
State	IL
Zip	60564-4110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 250 IN ASHBURY SUB, BEING A SUB OF PRT OF THE SW1/4 OF SEC 11, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	11
Legal Subdivision	ASHBURY
Legal Block	1
Legal Lot Number	250
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	4
Census Block	4009
Census Tract	880305

Owner

Source: Will County assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3512 LAWRENCE DR, NAPERVILLE, IL 60564-4110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage THERESA DABISH SITTO
Sep 18, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Mar 19, 2014 · Amount on Record
Deed Document Number	202256724
Prior Transfer Date	Oct 10, 2014
Prior Transfer Doc	0000091531
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 25, 2022
Property Address	3512 LAWRENCE DR, NAPERVILLE, IL 60564-4110
Document Number	0000056724
Map Reference	DOC R91-046657
Instrument Date	Jun 27, 2022
Instrument	R2022056724
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3252 N ANCHOR DR, CHICAGO, IL 60618-6134

Mortgage

Document Number	0000056725
Date	Jul 25, 2022
Instrument	R2022056725

Lender

Name	THERESA DABISH SITTO
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3512 LAWRENCE DR, NAPERVILLE, IL 60564-4110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079526
Date	Sep 18, 2020
Instrument	R2020079526

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3512 LAWRENCE DR, NAPERVILLE, IL 60564-4110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067009
Date	Aug 14, 2020
Instrument	R2020067009

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,120.00 (+13.72%)
2024		$227,855 (+20.23%) Land $65,131 Building $162,724	$683,565 (+20.23%) Land $195,393 Building $488,172
2022	$13,296.00 Homeowner's exemption	$189,522 Land $54,428 Building $135,094	$568,566 Land $163,284 Building $405,282

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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