Rock County property record for 3512 E River Bay Dr, Beloit, WI 53511 · Last verified April 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2019 |
| Lot Size | 0 acres |
| Garage | Mixed |
| Occupancy | Owner Occupied |
| Last Sale | $74,000 (2018) |
| Tax Bill | $4,860.00 (2025) |
Source: Rock County records · APN 6-2-22A.003
Assessment roll updated April 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3512 E RIVER BAY DR, BELOIT, WI 53511-9284 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Jan 09, 2020 | Deed of Trust, Mortgage · Balloon Payment SENB BANK |
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO |
| Feb 26, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Sep 17, 2018 | Warranty Deed, Transfer · Building or Construction Mortgage GATEWAY COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on Record |
| Deed Sale | Sep 17, 2018 · Amount on Record |
| Deed Doc Number | 20182112106 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 3512 E RIVER BAY DR, BELOIT, WI 53511-9284 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002145183 |
|---|---|
| Date | Jan 09, 2020 |
| Instrument | 2145183 |
| Name | SENB BANK |
|---|---|
| Type | Bank |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jan 01, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 3512 E RIVER BAY DR, BELOIT, WI 53511-9284 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002210892 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2210892 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Feb 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8% |
| Index | Other |
| Margin | 3 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Feb 26, 2021 |
| Property Address | 3512 E RIVER BAY DR, BELOIT, WI 53511-9284 |
| Document Number | 0002180403 |
| Map Reference | DOC 1799799 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2180403 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 542 E GRAND AVE, BELOIT, WI 53511-6314 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Sep 17, 2018 |
| Property Address | 3512 E RIVER BAY DR, BELOIT, WI 53511-9284 |
| Document Number | 0002112106 |
| Map Reference | DOC 1799799 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 2112106 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $222.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2480 S RIVERSIDE DR, BELOIT, WI 53511-2472 |
| Document Number | 0002112107 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 2112107 |
| Name | GATEWAY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 14, 2019 |
| Rate Type | Fixed Rate |
|---|
Source: Rock County records · Assessment roll updated April 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Rock County |
| County Subdivision | Beloit Town |
| Unified School District | Beloit Turner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,860.00 (+9.63%) Homeowner's exemption | $298,800 (-) Land $13,000 Building $285,800 | $368,900 (+18.73%) |
| 2023 | $4,433.00 Homeowner's exemption | $298,800 Land $13,000 Building $285,800 | $310,700 |
Source: FEMA National Flood Hazard Layer, Rock County (55105C), updated May 3, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 4% of the US · above 10% of Wisconsin |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 6-2-22A.003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Condo/Apartment Style |
| Exterior Material | Wood Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 8 sqft |
| Garage Type | Mixed Garage |
| Utility Building | 160 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 004 002023003 |
|---|---|
| Street Address | 3512 E RIVER BAY DR |
| City | BELOIT |
| State | WI |
| Zip | 53511-9284 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | PT SE1/4 PT OUTLOT 13 AP RIVER BAY ESTATES CONDO UNIT 3 |
| Legal Subdivision | RIVER BAY ESTATES |
| Legal Unit | 3 |
| Jurisdiction | ROCK WI |
| Minor Civil Division | BELOIT |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 2400 |
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