3512 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 3512 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,747 sqft · built 2012
Lot Size	0.145 acres (6,325 sqft)
Owner	Individual Name on Record
Last Sale	$934,000 (May 2026)
Tax Bill	$2,817 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2024 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-19-591`

Property Details

APN / Parcel Number

Primary APN	`304-19-591`
Alternative APN	`304195911`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,747 sqft Living Area
Gross Area	2,851 sqft
1st Floor Area	1,137 sqft
2nd Floor Area	1,610 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,325 sqft (0.145 acres)
Parking Spaces	3 Parking Spaces
Pool Area	436 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3512 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LAKEVIEW TRAILS NORTH AT MORRISON RANCH MCR 818-15
Legal Range	6E
Legal Township	1S
Legal Section	14
Legal Subdivision	LAKEVIEW TRAILS NORTH AT MORRISON RANCH
Legal Lot Number	566
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2004
Census Tract	422658

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3512 E PALO VERDE ST, GILBERT, AZ 85296-1854
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage ENCOMPASS LENDING GROUP LP
Jun 24, 2024	Deed of Trust, Mortgage · Line of Credit BELL BANK
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUN AMERICAN MORTGAGE CO
Feb 22, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Sep 15, 2014 · Amount on Record
Deed Document Number	2026270139
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	0000191317
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 5, 2026
Property Address	3512 E PALO VERDE ST, GILBERT, AZ 85296-1854
Document Number	0000270139
Instrument Date	Apr 24, 2026
Instrument	2026.270139
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	TITLE SERVICES/THE VALLEY LLC, TITLE SERVICES OF THE VALLEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3512 E PALO VERDE ST, GILBERT, AZ 85296-1854
Investor	Possibly a Property Investor

Mortgage

Document Number	0000270140,
Date	May 5, 2026
Instrument	2026..270140

Lender

Name	ENCOMPASS LENDING GROUP LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3512 E PALO VERDE ST, GILBERT, AZ 85296-1854
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 E PALO VERDE ST, GILBERT, AZ 85296-1854

Mortgage

Document Number	0000335940
Date	Jun 24, 2024
Instrument	20240335940

Lender

Name	BELL BANK
Type	Bank
Address	CHANDLER, AZ 85286

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 12, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3512 E PALO VERDE ST, GILBERT, AZ 85296-1854
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000744652
Date	Aug 14, 2020
Instrument	20200744652

Lender

Name	SUN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	MESA, AZ 85206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 22, 2021
Property Address	3512 E PALO VERDE ST, GILBERT, AZ 85296-1854
Document Number	0000191317
Map Reference	MB 818 PG 15
Instrument Date	Feb 12, 2021
Instrument	20210191317
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	3512 E PALO VERDE ST, GILBERT, AZ 85296-1854

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,960 (+73.79%)	$629,600 (+4.32%) Land $125,900 Building $503,700
2025	$2,817.00 (-11.8%)	$36,227 (-40.35%)	$603,500 (-0.63%) Land $120,700 Building $482,800
2024		$60,730	$607,300 Land $121,400 Building $485,900
2022	$3,194.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile.

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