3512 E Clay Ave, Fresno, CA 93702 Property Records

Fresno County property record for 3512 E Clay Ave, Fresno, CA 93702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 858 sqft · built 1942
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$76,000 (May 2002)
Tax Bill	$1,096 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`454-034-02`

Property Details

APN / Parcel Number

Primary APN	`454-034-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	858 sqft Living Area
1st Floor Area	528 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Custom Design
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Evaporative

Location & Zoning

Street Address	3512 E CLAY AVE
City	FRESNO
State	CA
Zip	93702-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 45 & 46 BLK 2 HIGHLAND VILLA POR ABD ALLEY
Legal Subdivision	HIGHLAND VILLA
Legal Block	2
Legal Lot Number	45,46
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2003
Census Tract	2502

Owner

3512 E Clay Ave is owned by two individuals who acquired it in August 2015.

Source: Fresno County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	916 W ANTONIO DR, CLOVIS, CA 93612-4701
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Dec 1, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Sep 6, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Oct 20, 2016	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2002 · Amount on File
Deed Sale	May 10, 2002 · Amount on File
Prior Sale	Apr 8, 1998 · Amount on File
Deed Document Number	200276193
Last Transfer Date	Aug 27, 2015
Transfer Doc	0000111301
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	3512 E CLAY AVE, FRESNO, CA 93702-1125
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 E CLAY AVE, FRESNO, CA 93702-1125

Mortgage

Document Number	0000036957
Date	Mar 22, 2022
Instrument	2022-0036957

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	3512 E CLAY AVE, FRESNO, CA 93702-1125
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 E CLAY AVE, FRESNO, CA 93702-1125

Mortgage

Document Number	0000197376
Date	Dec 1, 2021
Instrument	2021-0197376

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Oct 1, 2049

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRESNO CA
Property Address	3512 E CLAY AVE, FRESNO, CA 93702-1125
Document Number	0000120501
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 E CLAY AVE FRESNO CA 937021125, FRESNO, CA 93702-1125

Mortgage

Document Number	0000120501
Date	Oct 9, 2019
Instrument	120501

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2049

Interest

Rate	4.37%

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRESNO CA
Property Address	3512 E CLAY AVE, FRESNO, CA 93702-1125
Document Number	0000012676
Instrument Date	Oct 20, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3512 E CLAY AVE FRESNO CA 937021125, FRESNO, CA 93702-1125

Mortgage

Document Number	0000012676
Date	Feb 1, 2017
Instrument	12676

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3512 E Clay Ave was $1,096.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$84,516 (+2%) Land $24,147 Building $60,369
2025	$1,096.00	$82,860 Land $23,674 Building $59,186
2023	$1,035.00 (+1.37%)	$79,644 Land $22,755 Building $56,889
2022	$1,021.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3512 E Clay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3512 E Clay Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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