3512 Dud Rd, Effingham, SC 29541 Property Records

Florence County property record for 3512 Dud Rd, Effingham, SC 29541

Property Summary

Property Type	Single Family Home
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,900 (Dec 2024)
Tax Bill	$338 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Mar 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00254-02-040`

Property Details

APN / Parcel Number

Primary APN	`00254-02-040`

Exterior

Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3512 DUD RD
City	EFFINGHAM
State	SC
Zip	29541-5350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUD RD LT 1
Legal Tract	1
Legal Lot Number	1
Jurisdiction	FLORENCE SC
Township / Civil Division	PAMPLICO
Census Block Group	5
Census Block	5061
Census Tract	1602

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3512 DUD RD, EFFINGHAM, SC 29541-5350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2024	Deed, Transfer · FHA Mortgage MAGNOLIA BANK
Mar 18, 2019	Warranty Deed, Transfer · Line of Credit MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2024 · Amount on Record
Deed Sale	Dec 23, 2024 · Amount on Record
Prior Sale	Mar 18, 2019 · Amount on Record
Deed Document Number	202416497
Deed Book / Page	1135 / 580
Record Updated	Sep 20, 2026

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	Dec 23, 2024
Property Address	3512 DUD RD, EFFINGHAM, SC 29541-5350
Document Number	DMA11350580
Book / Page	DMA1135 / 580
Map Reference	MB 105 PG 101
Instrument Date	Dec 18, 2024
Instrument	2024016497
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3512 DUD RD, EFFINGHAM, SC 29541-5350

Mortgage

Document Number	DMA11371273
Date	Dec 23, 2024
Instrument	DMA1137/1273

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Mar 18, 2019
Property Address	3512 DUD RD, EFFINGHAM, SC 29541-5350
Document Number	0000003314
Book / Page	000787 / 001961
Instrument Date	Mar 15, 2019
Instrument	3314
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3512 DUD RD EFFINGHAM SC 295415350, EFFINGHAM, SC 29541-5350

Mortgage

Document Number	3315
Date	Mar 18, 2019
Book Page	000787/001966
Instrument	3315

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$338.00 (-33.2%)	$3,446 (-99.23%) Land $446 Building $3,000	$11,150 (-99%) Land $11,150
2023	$506.00 (+37.5%) Homeowner's exemption	$446,000 (+99,9%) Land $446,000	$1,115,000 (+9,9%) Land $1,115,000
2022	$368.00 Homeowner's exemption	$446 Land $446	$11,150 Land $11,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dud Rd

Nearby Streets

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