3512 78th Dr, Lubbock, TX 79423 Property Records

Lubbock County property record for 3512 78th Dr, Lubbock, TX 79423

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,136 sqft · built 1971
Lot Size0.228 acres (9,955 sqft)
OwnerIndividual Name on Record
Tax Bill$3,727 (2025)
Deeds & MortgagesApr 2021 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNR47091

Property Details

APN / Parcel Number

Primary APNR47091

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,136 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,955 sqft (0.228 acres)
Lot Dimensions113 ft deep x 88.1 ft wide
Garage Area529 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3512 78TH DR
CityLUBBOCK
StateTX
Zip79423-1220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionMELONIE PARK SOUTH L 116
Legal SubdivisionMELONIE PARK SOUTH
Legal Lot Number1160
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1009
Census Tract1904

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3512 78TH DR, LUBBOCK, TX 79423-1220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
May 21, 2018Vendor's Lien, Transfer · FHA Mortgage
CITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2018
Deed SaleMay 21, 2018
Prior SaleNov 19, 2010
Deed Document Number2018018418
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address3512 78TH DR, LUBBOCK, TX 79423-1220
Transaction TypeMortgage
Record UpdatedMay 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020601
DateApr 27, 2021
Instrument2021020601
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

May 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateMay 21, 2018
Property Address3512 78TH DR, LUBBOCK, TX 79423-1220
Document Number0000018418
Map ReferenceVOL1262 PG285
Instrument DateMay 18, 2018
Instrument2018018418
Transaction TypeTransfer
Record UpdatedDec 23, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2815 26TH ST, 2815, LUBBOCK, TX 79410-2223

Transferred To (Grantee/Buyer)

NameVerified Name
Address3512 78TH DR, LUBBOCK, TX 79423-1220
InvestorPossibly a Property Investor

Mortgage

Document Number0000018419
DateMay 21, 2018
Instrument2018018419
Lender
NameCITY BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,727.00 (-5.36%) Homeowner's exemption$279,292 (+12.06%) Land $28,192 Building $251,100$279,292 (+12.06%) Land $28,192 Building $251,100
2024$3,938.00 (+6.2%)
2023$3,708.00 (-19.53%) Homeowner's exemption$249,230 Land $28,192 Building $221,038$249,230 Land $28,192 Building $221,038
2022$4,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1999)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 1999 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 78th Dr

Nearby Streets

Search Property Records by Address or Parcel Number