Lubbock County property record for 3512 103rd St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,539 sqft · built 1993 |
| Lot Size | 0.172 acres (7,475 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,358 (2025) |
| Deeds & Mortgages | Nov 2022 Reverse Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R80535 |
| Primary APN | R80535 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,539 sqft Living Area |
| Gross Area | 1,919 sqft |
| 1st Floor Area | 1,539 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,475 sqft (0.172 acres) |
| Lot Dimensions | 115 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3512 103RD ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-5106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGH COUNTRY L 268-A |
| Legal Subdivision | HIGH COUNTRY |
| Legal Lot Number | 268 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10510 |
Source: Lubbock County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 821 TOYOPA DR, PACIFIC PALISADES, CA 90272-3728 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESTEX CU |
| Jan 25, 2017 | Deed of Trust, Mortgage · Line of Credit WESTEX FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2024 |
| Deed Sale | Jan 23, 2024 |
| Prior Sale | Apr 15, 1993 |
| Deed Document Number | 20242957 |
| Prior Transfer Date | Oct 8, 2004 |
| Prior Transfer Doc | 0000049454 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3512 103RD ST, LUBBOCK, TX 79423-5106 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3512 103RD ST, LUBBOCK, TX 79423-5106 |
| Document Number | 0000052114 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2022052114 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.78% |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3512 103RD ST, LUBBOCK, TX 79423-5106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000043127 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 2020043127 |
| Name | WESTEX CU |
|---|---|
| Type | Non-Lending Institution |
| Address | LUBBOCK, TX 79423 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3512 103RD ST, LUBBOCK, TX 79423-5106 |
| Document Number | 0000003699 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3512 103RD ST LUBBOCK TX 794235106, LUBBOCK, TX 79423-5106 |
| Document Number | 0000003699 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 3699 |
| Name | WESTEX FCU |
|---|---|
| Type | Credit Union |
| Address | LUBBOCK, TX 79401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,358.00 (-2.22%) | $210,667 (+21.35%) Land $19,500 Building $191,167 | $210,667 (+19.6%) Land $19,500 Building $191,167 |
| 2024 | $4,457.00 (+137.58%) | ||
| 2023 | $1,876.00 (-38.83%) Homeowner's exemption | $173,606 Land $19,500 Building $156,640 | $176,140 Land $19,500 Building $156,640 |
| 2022 | $3,067.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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