3511 W Gracy Rd, McHenry, IL 60050 Property Records

McHenry County property record for 3511 W Gracy Rd, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 1,816 sqft · built 1966
Lot Size3.01 acres (131,116 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Dec 2022)
Tax Bill$9,204 (2024)
Deeds & MortgagesFeb 2023 Mortgage
Dec 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-14-400-002

Property Details

APN / Parcel Number

Primary APN14-14-400-002

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths3 Half Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,816 sqft Living Area
Gross Area1,350 sqft
1st Floor Area1,816 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Foundation TypeNo Foundation
Lot Area131,116 sqft (3.01 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3511 W GRACY RD
CityMCHENRY
StateIL
Zip60050-6702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0041578 PT NW1/4 SE1/4
Legal SubdivisionNONE
Legal Block400
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group3
Census Block3000
Census Tract870809

Owner

3511 W Gracy Rd is owned and occupied by two individuals who bought it in December 2022.

Source: McHenry County records, as of March 27, 2026

Owner of Record2 Individual Names on File
Mailing Address3511 W GRACY RD, MCHENRY, IL 60050-6702
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2023Deed of Trust, Mortgage · Conventional Mortgage
OPTIMUM FIRST INC
Dec 19, 2022Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 16, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2022 · Amount on File
Deed SaleDec 19, 2022 · Amount on File
Prior SaleOct 5, 2001 · Amount on File
Deed Document Number202241578
Prior Transfer DateJan 24, 2000
Prior Transfer Doc0000005029
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3511 W GRACY RD, MCHENRY, IL 60050-6702
Transaction TypeMortgage
Record UpdatedFeb 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3511 W GRACY RD, MCHENRY, IL 60050-6702

Mortgage

Document Number0000002508
DateFeb 2, 2023
Instrument2023R0002508
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
AddressSANTA ANA, CA 92706
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2038
Interest
Rate TypeFixed Rate
Rate4.75%

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateDec 19, 2022
Property Address3511 W GRACY RD, MCHENRY, IL 60050-6702
Document Number0000041578
Instrument DateDec 8, 2022
Instrument2022R0041578
Transaction TypeTransfer
Record UpdatedJan 2, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3511 W GRACY RD, MCHENRY, IL 60050-6702

Mortgage

Document Number0000041579
DateDec 19, 2022
Instrument2022R0041579
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2038

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateOct 16, 2018
Property Address3511 W GRACY RD, MCHENRY, IL 60050-6702
Document Number0000035388
Instrument DateOct 4, 2018
Instrument35388
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3511 W GRACY RD MCHENRY IL 600506702, MCHENRY, IL 60050-6702

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
MunicipalityPrairie Grove Village
Secondary School DistrictCommunity High School District 155 (09 - 12)
Elementary School DistrictPrairie Grove Community School District 46 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$9,204.00$126,503 Land $35,958 Building $90,545$379,509 Land $107,874 Building $271,635
2022Homeowner's exemption$103,745 Land $29,489 Building $74,256$311,235 Land $88,467 Building $222,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3511 W Gracy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3511 W Gracy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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