Buchanan County property record for 3511 Scott St, Saint Joseph, MO 64507
| Property Type | Single Family Home |
|---|---|
| Details | 1,016 sqft · built 1961 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $917 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2019 Mortgage + 2 more |
| APN | 06-5.0-15-004-004-104.000 |
| Primary APN | 06-5.0-15-004-004-104.000 |
|---|
| Building Area | 1,016 sqft Base Area |
|---|---|
| 1st Floor Area | 1,016 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 122 ft deep x 54 ft wide |
| Street Address | 3511 SCOTT ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64507-1959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:HESSE-RIX LOT:17 BLK:2LGL DESC:W 24' LOT 17 & E 30' LOT 16 |
| Legal Subdivision | HESSE-RIX |
| Legal Block | 2 |
| Legal Lot Number | 16-17 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 1600 |
Source: Buchanan County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3511 SCOTT ST, SAINT JOSEPH, MO 64507-1959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 1, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 7, 2021 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2006 |
| Deed Sale | Feb 27, 2006 |
| Deed Document Number | 20062641 |
| Deed Book / Page | 2876 / 261 |
| Last Transfer Date | Sep 2, 2021 |
| Transfer Doc | 003766/942 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jul 10, 2026 |
| Property Address | 3511 SCOTT ST, SAINT JOSEPH, MO 64507-1959 |
| Document Number | 0000005604 |
| Book / Page | 3820 / 359 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20265604 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 3511 SCOTT ST, SAINT JOSEPH, MO 64507-1959 |
| Document Number | 0000005604, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 3820/359 |
| Instrument | 20265604 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3511 SCOTT ST, SAINT JOSEPH, MO 64507-1959 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003743/91 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 3743/91 |
| Instrument | 2019009545 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3511 SCOTT ST, SAINT JOSEPH, MO 64507-1959 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3511 SCOTT ST, SAINT JOSEPH, MO 64507-1959 |
| Document Number | 003764/628 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 3764/628 |
| Instrument | 2021007302 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 7, 2021 |
| Property Address | 3511 SCOTT ST, SAINT JOSEPH, MO 64507-1959 |
| Document Number | 003766/942 |
| Book / Page | 3766 / 942 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 2021009626 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3511 SCOTT ST, SAINT JOSEPH, MO 64507-1959 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $917.00 (+0.11%) | $12,770 (+6.06%) Land $2,340 Building $10,430 | $67,160 (+6.05%) Land $12,290 Building $54,870 |
| 2024 | $916.00 (+15.66%) | ||
| 2023 | $792.00 (-0.63%) | $12,040 (-) Land $2,340 Building $9,700 | $63,330 (-) Land $12,290 Building $51,040 |
| 2022 | $797.00 | $12,040 Land $2,340 Building $9,700 | |
| 2021 | $63,330 Land $12,290 Building $51,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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