3511 Locust St, Rowlett, TX 75089 Property Records

Dallas County property record for 3511 Locust St, Rowlett, TX 75089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 1986
Lot Size	0.202 acres (8,780 sqft)
Owner	Individual Name on Record
Last Sale	$333,993 (Feb 2023)
Tax Bill	$6,309 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2023 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`44-00158-001-017-0000`

Property Details

APN / Parcel Number

Primary APN	`44-00158-001-017-0000`
Alternative APN	`440015800101700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,685 sqft Living Area
1st Floor Area	1,685 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,780 sqft (0.202 acres)
Lot Dimensions	135 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440015800101700
Street Address	3511 LOCUST ST
City	ROWLETT
State	TX
Zip	75089-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z236
Legal Description	FLOWER HILL 4 BLK 1 LT 17 INT202300022121 DD01312023 CO-DC 0015800101700 1CW00158001
Legal Subdivision	FLOWER HILL 4
Legal Tract	158
Legal Block	1
Legal Lot Number	17
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1001
Census Tract	18140

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3511 LOCUST ST, ROWLETT, TX 75089-3450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EVERETT FINANCIAL INC
Feb 23, 2023	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Feb 7, 2023	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Mar 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 20, 2019	Quit Claim Deed, Transfer · FHA Mortgage PENNYMAC
Sep 28, 2018	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG
May 23, 2018	Deed of Trust, Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Prior Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	202322121
Prior Transfer Date	Mar 5, 2020
Prior Transfer Doc	0000065136
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3511 LOCUST ST, ROWLETT, TX 75089-3450
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3511 LOCUST ST, ROWLETT, TX 75089-3450
Investor	Possibly a Property Investor

Mortgage

Document Number	0000157943
Date	May 27, 2021
Instrument	202100157943

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jan 1, 2050

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3511 LOCUST ST, ROWLETT, TX 75089-3450
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022139
Date	Feb 7, 2023
Instrument	202300022139

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3511 LOCUST ST, ROWLETT, TX 75089-3450
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034611
Date	Feb 23, 2023
Instrument	202300034611

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	CORD, AR 72524

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Feb 7, 2023
Property Address	3511 LOCUST ST, ROWLETT, TX 75089-3450
Document Number	0000022121
Map Reference	VOL 84048 PG 4351
Instrument Date	Jan 31, 2023
Instrument	202300022121
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10579 N MACARTHUR BLVD APT 1171, 1171, IRVING, TX 75063-5119

Mortgage

Document Number	0000022122
Date	Feb 7, 2023
Instrument	202300022122

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DALLAS TX
Recording Date	Mar 5, 2020
Property Address	3511 LOCUST ST, ROWLETT, TX 75089-3450
Document Number	0000065136
Instrument Date	Mar 4, 2020
Instrument	65136
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3511 LOCUST ST ROWLETT TX 750893450, ROWLETT, TX 75089-3450

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DALLAS TX
Recording Date	Dec 20, 2019
Property Address	3511 LOCUST ST, ROWLETT, TX 75089-3450
Document Number	0000342567
Instrument Date	Dec 16, 2019
Instrument	342567
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3511 LOCUST ST ROWLETT TX 750893450, ROWLETT, TX 75089-3450

Mortgage

Document Number	342568
Date	Dec 20, 2019
Instrument	342568

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Sep 28, 2018
Property Address	3511 LOCUST ST, ROWLETT, TX 75089-3450
Document Number	0000261466
Instrument Date	Sep 26, 2018
Instrument	261466
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3511 LOCUST ST ROWLETT TX 750893450, ROWLETT, TX 75089-3450

Mortgage

Document Number	261467
Date	Sep 28, 2018
Instrument	261467

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3511 LOCUST ST, ROWLETT, TX 75089-3450
Document Number	0000144834
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3511 LOCUST ST ROWLETT TX 750893450, ROWLETT, TX 75089-3450

Mortgage

Document Number	0000144834
Date	Jun 4, 2018
Instrument	144834

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2048

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,050 (-) Land $65,000 Building $267,050	$332,050 (-) Land $65,000 Building $267,050
2025	$6,309.00 (-19.27%) Homeowner's exemption	$332,050 (+15.53%) Land $65,000 Building $267,050	$332,050 (+15.53%) Land $65,000 Building $267,050
2024	$7,815.00 (+70.93%)
2023	$4,572.00 (-3.89%) Homeowner's exemption	$287,420 (-) Land $55,000 Building $232,420	$287,420 (-) Land $55,000 Building $232,420
2022	$4,757.00 Homeowner's exemption	$287,420 Land $55,000 Building $232,420	$287,420 Land $55,000 Building $232,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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