Spokane County property record for 3511 E Montgomery Ave, Spokane, WA 99217
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,958 sqft · built 1992 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Jul 2014) |
| Tax Bill | $3,155 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35102.6311 |
| Primary APN | 35102.6311 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,958 sqft Living Area |
| 1st Floor Area | 1,006 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Deck Area | 28 sqft |
|---|---|
| Patio Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3511 E MONTGOMERY AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99217-7266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CUSHING ADD LTS 10 BLK 13 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 10 |
| Legal Subdivision | CUSHING ADD |
| Legal Block | 13 |
| Legal Lot Number | 10 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 14400 |
3511 E Montgomery Ave is owned and occupied by an individual who bought it in July 2014.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3511 E MONTGOMERY AVE, SPOKANE, WA 99217-7266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 19, 2019 | Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2014 · Amount on File |
| Deed Sale | Jul 7, 2014 · Amount on File |
| Prior Sale | Jul 26, 2004 · Amount on File |
| Deed Document Number | 20146316942 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 3511 E MONTGOMERY AVE, SPOKANE, WA 99217-7266 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0007117570 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 7117570 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 3511 E MONTGOMERY AVE, SPOKANE, WA 99217-7266 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0006823624 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 6823624 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 3511 E Montgomery Ave was $3,155, down 2.6% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,155.00 (-2.62%) | $330,900 Land $90,000 Building $240,900 | $330,900 Land $90,000 Building $240,900 |
| 2025 | $3,240.00 | ||
| 2024 | $327,700 (+33.7%) Land $65,000 Building $262,700 | $327,700 (+33.7%) Land $65,000 Building $262,700 | |
| 2023 | $3,207.00 (+11.78%) | $245,100 Land $45,000 Building $200,100 | $245,100 Land $45,000 Building $200,100 |
| 2022 | $2,869.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3511 E Montgomery Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3511 E Montgomery Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures