Kenton County property record for 3511 Dixie Hwy, Elsmere, KY 41018
| Details | 13,740 sqft · built 1944 |
|---|---|
| Lot Size | 2.22 acres (96,921 sqft) |
| Owner | Company Name on Record |
| Last Sale | $430,000 (Sep 2018) |
| Tax Bill | $8,336 (2025) |
| Deeds & Mortgages | Jul 2020 Loan Modification Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-20-07-002.00 |
| Primary APN | 015-20-07-002.00 |
|---|
| Building Area | 13,740 sqft Finished Area |
|---|
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Lot Area | 96,921 sqft (2.22 acres) |
| Street Address | 3511 DIXIE HWY |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-1803 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Description | STEVENSON LOTS 38 THRU 44 & PT 9 THRU 13 2.225 AC SS DIXIE HWY APPROX 400' EAST OF ERLANGER ST |
| Legal Subdivision | STEVENSON |
| Legal Phase | A |
| Legal Lot Number | 44,9 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 65700 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3511 DIXIE HWY, ELSMERE, KY 41018-1803 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 20, 2020 | Loan Modification, Mortgage STOCKYARD BK&TR |
| Sep 6, 2018 | Warranty Deed, Transfer · Conventional with PMI STOCKYARD BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2018 · Amount on Record |
| Deed Sale | Sep 6, 2018 · Amount on Record |
| Prior Sale | Jul 12, 1996 · Amount on Record |
| Deed Document Number | 201809 06 059 00068 |
| Deed Book / Page | 6495 / 302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3511 DIXIE HWY, ELSMERE, KY 41018-1803 |
| Document Number | 0000000167 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3511 DIXIE HWY ELSMERE KY 410181803, ELSMERE, KY 41018-1803 |
| Document Number | 0000000167 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 000M35/000060 |
| Instrument | 167 |
| Name | STOCKYARD BK&TR |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232-2890 |
| Term | 36 Months |
|---|---|
| Due | Aug 2, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 6, 2018 |
| Property Address | 3511 DIXIE HWY, ELSMERE, KY 41018-1803 |
| Document Number | 0000000068 |
| Book / Page | 0C6495 / 000302 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 68 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3511 DIXIE HWY ELSMERE KY 410181803, ELSMERE, KY 41018-1803 |
| Document Number | 69 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 0C6495/000307 |
| Instrument | 69 |
| Name | STOCKYARD BK&TR |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232-2890 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 5, 2023 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $632,000 (-) Land $445,000 Building $187,000 | $632,000 (-) Land $445,000 Building $187,000 | |
| 2025 | $8,336.00 (+1.55%) | $632,000 (-) Land $445,000 Building $187,000 | $632,000 (-) Land $445,000 Building $187,000 |
| 2023 | $8,209.00 | $632,000 Land $445,000 Building $187,000 | $632,000 Land $445,000 Building $187,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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