3511 Bonfire Ln, Pensacola, FL 32526 Property Records

Escambia County property record for 3511 Bonfire Ln, Pensacola, FL 32526

Property Summary

Property Type	Single Family Home
Details	2,438 sqft · built 2021
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$306,100 (Dec 2021)
Tax Bill	$3,640 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-1S-31-1202-005-002`

Property Details

APN / Parcel Number

Primary APN	`38-1S-31-1202-005-002`
Alternative APN	`91709224`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,438 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Finished
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	91709224
Street Address	3511 BONFIRE LN
City	PENSACOLA
State	FL
Zip	32526-8103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 5 BLK B EMBERS RIDGE PB 20 P 14/14A/14B OR 8672 P 278
Legal Subdivision	EMBERS RIDGE
Legal Block	B
Legal Lot Number	5
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1006
Census Tract	3308

Owner

3511 Bonfire Ln is owned and occupied by an individual who bought it in December 2021.

Source: Escambia County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3511 BONFIRE LN, PENSACOLA, FL 32526-8103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Deed Document Number	2021130361
Deed Book / Page	8672 / 278
Record Updated	Jun 8, 2026

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Dec 1, 2021
Property Address	3511 BONFIRE LN, PENSACOLA, FL 32526-8103
Document Number	0086720278
Book / Page	8672 / 278
Map Reference	MB 20 PG 14,14A&14B
Instrument Date	Nov 30, 2021
Instrument	2021130361
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,142.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3511 BONFIRE LN, PENSACOLA, FL 32526-8103

Mortgage

Document Number	0008672282
Date	Dec 1, 2021
Instrument	8672/282

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$313,988	$331,806 Land $30,000 Building $301,806
2024	$3,640.00 (+0.25%)
2023	$3,631.00 (+0.11%) Homeowner's exemption	$296,252 (+3%)	$315,829 (+9.81%) Land $30,000 Building $285,829
2022	$3,627.00 Homeowner's exemption	$287,624	$287,624 Land $30,000 Building $257,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3511 Bonfire Ln in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	40 (1978–2020)
Claims Outside the SFHA	34 of 40
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 15 claims Hurricane Georges, Sep 1998 · 7 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3511 Bonfire Ln is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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