3510 Spivey St, Loris, SC 29569 Property Records

Horry County property record for 3510 Spivey St, Loris, SC 29569

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,269 sqft · built 1962
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Sep 1997)
Tax Bill	$231 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`176-15-04-0005`

Property Details

APN / Parcel Number

Primary APN	`176-15-04-0005`
Alternative APN	`0480901006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Carport
Carport	Carport
Carport Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	0480901006
Street Address	3510 SPIVEY ST
City	LORIS
State	SC
Zip	29569-2834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPIVEY ST
Legal Subdivision	SPIVEY ST
Jurisdiction	HORRY SC
Township / Civil Division	LORIS
Census Block Group	1
Census Block	1068
Census Tract	20202

Owner

3510 Spivey St is owned and occupied by two individuals who bought it in September 1997.

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3510 SPIVEY ST, LORIS, SC 29569-2834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 1997 · Amount on File
Deed Sale	Sep 3, 1997 · Amount on File
Deed Document Number	0001970904
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	3510 SPIVEY ST, LORIS, SC 29569-2834
Document Number	5913/1373
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 SPIVEY ST LORIS SC 295692834, LORIS, SC 29569-2834

Mortgage

Document Number	5913/1373
Date	Aug 29, 2017
Book Page	005913/001373

Lender

Name	BRANCH BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 28, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 3510 Spivey St was $231.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Loris City
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$231.00		$162,141 (-) Land $51,482 Building $110,659
2024	$231.00 (+42.59%)	$6,485 (+122.01%) Land $2,059 Building $4,426	$162,141 (+122.05%) Land $51,482 Building $110,659
2023	$162.00	$2,921 Land $641 Building $2,280	$73,020 Land $16,020 Building $57,000
2021	$160.00	$2,921 Land $641 Building $2,280	$73,020 Land $16,020 Building $57,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3510 Spivey St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3510 Spivey St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LORIS serves 4,350 people · EPA ID SC2610010
Water Source	Purchased surface water from GRAND STRAND W&SA/BULL CREEK
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20