McLennan County property record for 3510 Speight Ave, Waco, TX 76711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1954 |
| Lot Size | 0.201 acres (8,775 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $82,100 (Jun 2008) |
| Tax Bill | $1,244 (2025) |
| Deeds & Mortgages | Jul 2020 Loan Modification Jul 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-008800-027500-9 |
| Primary APN | 48-008800-027500-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,775 sqft (0.201 acres) |
| Lot Dimensions | 130 ft deep x 68 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Driveway | Driveway |
| Driveway Area | 1,600 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3510 SPEIGHT AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76711-1555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | CHAMBERS T J TRACT 5 BLOCK 10 ACRES .2014 |
| Legal Subdivision | CHAMBERS T J |
| Legal Tract | 5 |
| Legal Block | 10 |
| Legal Lot Number | 5 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 4300 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3510 SPEIGHT AVE, WACO, TX 76711-1555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2020 | Loan Modification, Mortgage ALLIANCE BK CTRL TX |
| Jul 12, 2017 | Loan Modification, Mortgage ALLIANCE BK CTRL TX |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2008 · Amount on Record |
| Deed Sale | Jun 16, 2008 · Amount on Record |
| Prior Sale | Nov 28, 2007 |
| Deed Document Number | 200819180 |
| Prior Transfer Date | Jun 13, 2008 |
| Prior Transfer Doc | 0000019180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3510 SPEIGHT AVE, WACO, TX 76711-1555 |
| Document Number | 0000024787 |
| Instrument Date | Jul 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3510 SPEIGHT AVE WACO TX 767111555, WACO, TX 76711-1555 |
| Document Number | 0000024787 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 24787 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76714 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jul 22, 2023 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3510 SPEIGHT AVE, WACO, TX 76711-1555 |
| Document Number | 0000026629 |
| Instrument Date | Jul 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3510 SPEIGHT AVE WACO TX 767111555, WACO, TX 76711-1555 |
| Document Number | 0000026629 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 26629 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Aug 14, 2020 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,503 (+1%) | $175,796 (-2.31%) Land $24,658 Building $151,138 | |
| 2025 | $1,244.00 (-3.79%) Homeowner's exemption | $132,275 (-23.58%) | $179,950 (+3.96%) Land $22,380 Building $157,570 |
| 2024 | $1,293.00 (+21.18%) | ||
| 2023 | $173,100 Land $22,380 Building $150,720 | $173,100 Land $22,380 Building $150,720 | |
| 2022 | $1,067.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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