Buchanan County property record for 3510 S 40th Ter, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,240 sqft · built 1947 |
| Lot Size | 0.398 acres (17,348 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,102 (May 2022) |
| Tax Bill | $803 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2022 Mortgage |
| APN | 06-7.0-26-002-000-002.000 |
| Primary APN | 06-7.0-26-002-000-002.000 |
|---|
| Building Area | 1,240 sqft Base Area |
|---|---|
| 1st Floor Area | 1,240 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 17,348 sqft (0.398 acres) |
| Lot Dimensions | 158 ft deep x 109 ft wide |
| Street Address | 3510 S 40TH TER |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-1682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:BARTLETT BROTHERS LOT:1 BLK:LGL DESC:S 109.75' N 338.75' L 1 LESS R/W |
| Legal Subdivision | BARTLETT BROTHERS |
| Legal Lot Number | 1 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1700 |
3510 S 40th Ter is owned and occupied by an individual who bought it in May 2022.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3510 S 40TH TER, SAINT JOSEPH, MO 64503-1682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC. |
| May 13, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2022 · Amount on File |
| Deed Sale | May 13, 2022 · Amount on File |
| Prior Sale | Oct 16, 2014 · Amount on File |
| Deed Document Number | 20224650 |
| Deed Book / Page | 3776 / 55 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 6, 2026 |
| Property Address | 3510 S 40TH TER, SAINT JOSEPH, MO 64503-1682 |
| Document Number | 0000003514 |
| Book / Page | 3818 / 294 |
| Instrument Date | May 1, 2026 |
| Instrument | 20263514 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SUMMIT TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000003514, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 3818/294 |
| Instrument | 20263514 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC. |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 13, 2022 |
| Property Address | 3510 S 40TH TER, SAINT JOSEPH, MO 64503-1682 |
| Document Number | 0003776/55 |
| Book / Page | 3776 / 55 |
| Instrument Date | May 12, 2022 |
| Instrument | 2022004650 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3510 S 40TH TER, SAINT JOSEPH, MO 64503-1682 |
| Document Number | 2022004651 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 2022004651 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 3510 S 40th Ter was $803, up 0.1% from the year before.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $803.00 (+0.12%) | $11,570 Land $2,950 Building $8,620 | $60,870 Land $15,500 Building $45,370 |
| 2024 | $802.00 (+10.47%) | ||
| 2023 | $726.00 (-0.55%) | $10,970 (-) Land $2,950 Building $8,020 | $57,700 Land $15,500 Building $42,200 |
| 2022 | $730.00 | $10,970 Land $2,950 Building $8,020 | |
| 2021 | $57,700 Land $15,500 Building $42,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 3510 S 40th Ter.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3510 S 40th Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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