Highlands County property record for 3510 Romeo St, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,501 sqft · built 2007 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $312,500 (May 2023) |
| Tax Bill | $3,503 (2024) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C224801001300150 |
| Primary APN | C224801001300150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,501 sqft Living Area |
| 1st Floor Area | 2,046 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 520 sqft |
| Driveway | Driveway |
| Driveway Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 393 sqft |
| Patio Area | 96 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C224801001300150 |
|---|---|
| Street Address | 3510 ROMEO ST |
| City | SEBRING |
| State | FL |
| Zip | 33872-3157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING COUNTRY ESTATES PB 6-PG 49 LOT 15 BLK 13 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 22 |
| Legal Subdivision | SEBRING COUNTRY ESTATES |
| Legal Block | 13 |
| Legal Lot Number | 15 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 960601 |
3510 Romeo St is owned and occupied by an individual who bought it in May 2023.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3510 ROMEO ST, SEBRING, FL 33872-3157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Mar 9, 2022 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Feb 18, 2020 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2023 · Amount on File |
| Deed Sale | May 23, 2023 · Amount on File |
| Prior Sale | Feb 18, 2020 · Amount on File |
| Deed Document Number | 0029761882 |
| Deed Book / Page | 2976 / 1882 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 23, 2023 |
| Property Address | 3510 ROMEO ST, SEBRING, FL 33872-3157 |
| Document Number | 0002152469 |
| Book / Page | 2976 / 1882 |
| Map Reference | MB 6 PG 49 |
| Instrument Date | May 23, 2023 |
| Instrument | 2152469 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,187.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3510 ROMEO ST, SEBRING, FL 33872-3157 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0002152470 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 2976/1884 |
| Instrument | 2152470 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3510 ROMEO ST, SEBRING, FL 33872-3157 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3510 ROMEO ST, SEBRING, FL 33872-3157 |
| Document Number | 0002081920 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 2889/1093 |
| Instrument | 2081920 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 18, 2020 |
| Property Address | 3510 ROMEO ST, SEBRING, FL 33872-3157 |
| Document Number | 0001975890 |
| Book / Page | 2739 / 0553 |
| Map Reference | MB 6 PG 49 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 1975890 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3510 ROMEO ST, 3510, SEBRING, FL 33872-3157 |
| Name | Verified Name |
|---|---|
| Address | 3510 ROMEO ST, SEBRING, FL 33872-3157 |
| Document Number | 0027390555 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 2739/0555 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $267,023 Land $20,000 Building $247,023 | $267,023 Land $20,000 Building $247,023 | |
| 2024 | $3,503.00 (+41.42%) | ||
| 2023 | $2,477.00 (+1.56%) Homeowner's exemption | $193,377 (+3%) | $262,053 (+18.12%) Land $11,200 Building $250,853 |
| 2022 | $2,439.00 Homeowner's exemption | $187,745 | $221,851 Land $10,000 Building $211,851 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3510 Romeo St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1998–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3510 Romeo St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE BLOSSOM FELLOWSHIP private · serves 150 people · EPA ID FL6284077 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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